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Informr score
Credit Karma US currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

What the Critics Are Saying...


Credit Karma lets you access your VantageScore 3.0 and your Equifax and TransUnion reports for free. They offer insights on how you can improve your credit score, an option to dispute errors directly from the Credit Karma site and free federal and state income tax preparation. But perhaps their best...

- Diana Mason, MoneysMyLife

Credit Karma provides TransUnion and Equifax credit scores, reports and monitoring at no cost. Your VantageScore is updated every time you log in, and your credit report information is updated weekly. Credit Karma will also alert you when there’s unusual activity on your credit reports. But if you w...

- Diana Mason, MoneysMyLife

For keeping customers informed about their credit without requiring them to do much work, you can’t beat Credit Karma. It’s not a complete picture of your credit, and it doesn’t have the bells and whistles of other fintech apps, but it’s a smart addition to your financial management toolbox.

- Amy Bergen, MoneyUnder30

All in all, I’m a little underwhelmed by Credit Karma’s identity monitoring service. Without monitoring of Experian and with no identity theft insurance plans available, this service only skims the surface of identity monitoring. However, I do think it’s a good first step to get the basics of credit...

- Aliza Vigderman, Gabe Turner,
PC Magazine
PC Magazine

Credit Karma offers daily credit scores from two credit bureaus, as well as reports and thorough credit profiles. It does a great job of helping you understand your credit and your credit options. The product offers can be distracting, however.

- Kathy Yakal, PC Magazine


Free Trial Period Lifetime
Starting Price (Monthly) $0
Pricing Visit Site
Equifax Report Yes
TransUnion Report Yes
Experian Report No
Monitoring Frequency (All 3 Bureaus) Daily
Credit Score Model VantageScore
Report Frequency Weekly
SSN Monitoring Yes
Identity Theft Monitoring Yes
Identity Theft Insurance Coverage Rate Type No
Dispute Assistance Yes
Lost Wallet Protection No
Change of Address Alerts Yes
Court Records Monitoring No
Credit Request Alerts No
Data Breach Alerts Yes
Medical ID Fraud Protection No
Credit Analysis Tools Yes
Educational Resources Yes
Text Alerts No
Phone Alerts Yes
Mobile App Android, iOS
Customer Support
24/7 Support No
Telephone Support No
Email Support Yes
Live Chat Support No

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