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Informr score
Credit Karma US currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

What the Critics Are Saying...


Credit Karma provides TransUnion and Equifax credit scores, reports and monitoring at no cost. Your VantageScore is updated every time you log in, and your credit report information is updated weekly. Credit Karma will also alert you when there’s unusual activity on your credit reports. But if you w...

- Diana Mason, MoneysMyLife

Credit Karma lets you access your VantageScore 3.0 and your Equifax and TransUnion reports for free. They offer insights on how you can improve your credit score, an option to dispute errors directly from the Credit Karma site and free federal and state income tax preparation. But perhaps their best...

- Diana Mason, MoneysMyLife

Credit Karma is best known for its free credit scores and credit reports. However, it positions itself more broadly as a website that offers its users "the chance to build a better financial future." To use Credit Karma, you have to give the company basic personal information, usually just your name...


It’s still my go-to source for how my credit score is doing, and I’ve found the comparison and simulation tools invaluable for seeing how certain decisions (like getting a new credit card or reducing my average credit card usage) will influence my score.

- David Weliver, MoneyUnder30

Credit Karma Money is a 100% free alternative to a traditional banking checking account. You can use your card at more than 50,000 ATMs worldwide and where Visa is accepted. You do need to have a Credit Karma account to use the service, but that also comes with access to your credit reports and scor...

- Scott Jeffries, GOBankingRates


Free Trial Period Lifetime
Starting Price (Monthly) $0
Pricing Visit Site
Equifax Report Yes
TransUnion Report Yes
Experian Report No
Monitoring Frequency (All 3 Bureaus) Daily
Credit Score Model VantageScore
Report Frequency Weekly
SSN Monitoring Yes
Identity Theft Monitoring Yes
Identity Theft Insurance Coverage Rate Type No
Dispute Assistance Yes
Lost Wallet Protection No
Change of Address Alerts Yes
Court Records Monitoring No
Credit Request Alerts No
Data Breach Alerts Yes
Medical ID Fraud Protection No
Credit Analysis Tools Yes
Educational Resources Yes
Text Alerts No
Phone Alerts Yes
Mobile App Android, iOS
Customer Support
24/7 Support No
Telephone Support No
Email Support Yes
Live Chat Support No

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