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Informr score
Credit Karma Canada currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 6 sources including reviews from users and the web's most trusted critics.

What the Critics Are Saying...


Credit Karma has much to offer for a free credit report service, including tax filing services. While it doesn’t include Experian credit reporting, its tools are still useful for people looking to improve their finances.

- ConsumerAffairs
The College Investor
The College Investor

Your credit score is one of the key indicators of your financial health. If you aren’t staying on top of your credit, you could be paying too much interest on your loans or overpaying for insurance. Thankfully, with Credit Karma you can get free credit scores, free credit reports and more. 

- Robert Farrington, The College Investor

Credit Karma lets its users access their credit score free of charge – but is it worth it? Is it really free without any constraints, and is it beneficial for users, even if they have good credit? After asking those questions and extensively reviewing the product, I’ve found that Credit Karma is an...

- Christopher Liew, CFA, WealthAwesome
The Balance
The Balance

 It's free and the information is invaluable. In addition to credit score information, you can also find details about your debt accounts, including the amount your balances increased or decreased since your last update. Credit Karma can also recommend the credit cards you're most likely to be appro...

- LaToya Irby, Cierra Murry, The Balance

Beyond that, Credit Karma comes off feeling like another service designed for consumers in the United States and then repurposed as an afterthought for Canadians. Lots of people use Credit Karma and love it - and who can argue with "free"? But, this service has some up-and-coming competition in the...

- TopConsumerReviews


Free Trial Period Lifetime
Starting Price (Monthly) No
Pricing Visit Site
Equifax Report No
TransUnion Report Yes
Experian Report No
Monitoring Frequency (All 3 Bureaus) Daily
Credit Score Model CreditVision Risk
Report Frequency Weekly
SSN Monitoring No
Identity Theft Monitoring No
Identity Theft Insurance Coverage Rate Type No
Dispute Assistance No
Lost Wallet Protection No
Change of Address Alerts No
Court Records Monitoring No
Credit Request Alerts No
Data Breach Alerts No
Medical ID Fraud Protection No
Credit Analysis Tools No
Educational Resources Yes
Text Alerts No
Phone Alerts No
Mobile App Android, iOS
Customer Support
24/7 Support No
Telephone Support No
Email Support Yes
Live Chat Support No

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