Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.
NOTE: This credit card may no longer be available for new customers. See the latest credit cards here.
Wyndham Rewards® Visa® Card

Wyndham Rewards® Visa® Card review

Compare Compare  
Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
15.24% ‐ 24.99% (Variable)
Interest Rate: Purchases
15.24% ‐ 24.99% (Variable)
Balance Transfer
15.24% ‐ 24.99% (Variable) (0% for the first 15 months)
Balance Transfer
15.24% ‐ 24.99% (Variable) (0% for the first 15 months)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
-
Signup Bonus
-


6.9/10
Informr score
The Wyndham Rewards® Visa® Card currently has an Informr score of 6.9 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Wyndham Rewards® Visa® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


UponArriving
UponArriving

If you catch this card at the higher bonus of 45,000 points, you can score multiple free nights and that is what I would be shooting for. I think the bonus earning for Wyndham properties is great especially when you consider the bonus you get for having Platinum status, but I would not use his card...

- Daniel Gillaspia, UponArriving
CreditCards.com
CreditCards.com

The Wyndham Rewards Visa card offers an above average rewards rate on hotel and general purchases; but Wyndham points aren’t worth as much as the average card rewards point, so the hotel card’s rewards program isn’t as valuable as it seems.

- Kelly Dilworth, CreditCards.com
RewardExpert
RewardExpert

If you find yourself staying at Wyndham hotels often and participating in the Wyndham Rewards program, you can increase your return quite a bit by simply paying for your stays with the co-branded Wyndham credit card. Even if you don’t use this card to pay for your everyday expenses, using it to pay...

- Anya Kartashova, RewardExpert
Finder
Finder

The Wyndham Rewards Visa is most effective if you often stay with a Wyndham portfolio that includes Ramada, Days Inn, Howard Johnson, and Travelodge. With a $0 p.a. annual fee and a respectable intro APR for balance transfers, it’s a solid choice — as long as you’re OK with forgoing the bells and wh...

- Finder team, Finder
Bankrate
Bankrate

Wyndham Hotels and Barclaycard have teamed up to bring rewards-conscious consumers The Wyndham Rewards Visa Signature Card. For regular Wyndham visitors, this card offers a generous rewards program for participating hotel purchases.

- Natalie Campisi, Bankrate

Details


Interest Rates
Regular APR Interest Rate 15.24% ‐ 24.99% (Variable)
  • 0% APR on all Wyndham Timeshare Purchases for six billing cycles.
  • This APR will vary with the market based on the Prime Rate.
Balance Transfer Interest Rate 15.24% ‐ 24.99% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 45 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus

Earn 15,000 bonus points after first purchase or balance transfer

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas 2 points per $1 spent
Groceries 2 points per $1 spent
Hotels 3 points per $1 spent

On eligible purchases for every participating hotel stay, Wyndham Vacation Rental North America properties, and on-property spend and maintenance fees at Wyndham timeshare properties

Travel No
Pharmacy No
Bills 2 points per $1 spent

On utilites (defined as telecommunications services, cable, satellite, electric, gas, heating oil and water, as identified by the merchant category codes)

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits

- Global assistance services

- Receive a Wyndham Rewards GOLD Membership

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Wyndham Rewards® Visa® Card

Rate It: