Wyndham Rewards® Visa® Card

Wyndham Rewards® Visa® Card review

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Advertiser Disclosure

Interest Rate: Purchases
17.49% ‐ 27.24%
Balance Transfer
17.49% ‐ 27.24% (0% for the first 15 months)
Rewards
1 - 3 points
Signup Bonus
-


6.8/10
Informr score
The Wyndham Rewards® Visa® Card currently has an Informr score of 6.8 out of 10. This score is based on our evaluation of 7 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Wyndham Rewards® Visa® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

The Wyndham Rewards Visa card offers an above average rewards rate on hotel and general purchases; but Wyndham points aren’t worth as much as the average card rewards point, so the hotel card’s rewards program isn’t as valuable as it seems.

- Kelly Dilworth, CreditCards.com
RewardExpert

If you find yourself staying at Wyndham hotels often and participating in the Wyndham Rewards program, you can increase your return quite a bit by simply paying for your stays with the co-branded Wyndham credit card. Even if you don’t use this card to pay for your everyday expenses, using it to pay...

- Anya Kartashova, RewardExpert
Finder

The Wyndham Rewards Visa is most effective if you often stay with a Wyndham portfolio that includes Ramada, Days Inn, Howard Johnson, and Travelodge. With a $0 p.a. annual fee and a respectable intro APR for balance transfers, it’s a solid choice — as long as you’re OK with forgoing the bells and wh...

- Finder team, Finder
Bankrate

Wyndham Hotels and Barclaycard have teamed up to bring rewards-conscious consumers The Wyndham Rewards Visa Signature Card. For regular Wyndham visitors, this card offers a generous rewards program for participating hotel purchases.

- Natalie Campisi, Bankrate
ValuePenguin

Our opinion is that the Wyndham Rewards cards really only perform for travelers that find themselves staying at Wyndham resorts. If you're already a participating Wyndham Rewards member as a non cardholder and find yourself staying at related properties to get the most out of your membership, then t...

- Robert Harrow, ValuePenguin

Details


Interest Rates
Regular APR Interest Rate 17.49% ‐ 27.24%
  • 0% APR on all Wyndham Timeshare Purchases for six billing cycles.
  • This APR will vary with the market based on the Prime Rate.
Balance Transfer Interest Rate 17.49% ‐ 27.24% (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 45 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 27.49%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus

Earn 15,000 bonus points after first purchase or balance transfer

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas 2 points per $1 spent
Groceries 2 points per $1 spent
Hotels 3 points per $1 spent

On eligible purchases for every participating hotel stay, Wyndham Vacation Rental North America properties, and on-property spend and maintenance fees at Wyndham timeshare properties

Travel No
Pharmacy No
Bills 2 points per $1 spent

On utilites (defined as telecommunications services, cable, satellite, electric, gas, heating oil and water, as identified by the merchant category codes)

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Android Pay
Additional Benefits

- Global assistance services

- Receive a Wyndham Rewards GOLD Membership

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Below average rewards value

from CreditCards.com

The Wyndham Rewards Visa card offers an above average rewards rate on hotel and general purchases; but Wyndham points aren’t worth as much as the average card rewards point, so the hotel card’s rewards program isn’t as valuable as it seems.

Read full review

The Wyndham Rewards Visa card offers an above average rewards rate on hotel and general purchases; but Wyndham points aren’t worth as much as the average card rewards point, so the hotel card’s rewards program isn’t as valuable as it seems.

Read full review

Less

RewardExpert

No annual fee, a solid sign-up bonus and double points for a variety of spending categories

from RewardExpert

If you find yourself staying at Wyndham hotels often and participating in the Wyndham Rewards program, you can increase your return quite a bit by simply paying for your stays with the co-branded Wyndham credit card. Even if you don’t use this card to pay for your everyday expenses, using it to...More

If you find yourself staying at Wyndham hotels often and participating in the Wyndham Rewards program, you can increase your return quite a bit by simply paying for your stays with the co-branded Wyndham credit card. Even if you don’t use this card to pay for your everyday expenses, using it to pay for Wyndham stays will earn you three points per dollar spent.

Read full review

Less

Finder

A solid card for loyal Wyndham customers

from Finder

The Wyndham Rewards Visa is most effective if you often stay with a Wyndham portfolio that includes Ramada, Days Inn, Howard Johnson, and Travelodge. With a $0 p.a. annual fee and a respectable intro APR for balance transfers, it’s a solid choice — as long as you’re OK with forgoing the bells and whistles you’ll find in other cards

Read full review

The Wyndham Rewards Visa is most effective if you often stay with a Wyndham portfolio that includes Ramada, Days Inn, Howard Johnson, and Travelodge. With a $0 p.a. annual fee and a respectable intro APR for balance transfers, it’s a solid choice — as long as you’re OK with forgoing the bells and whistles you’ll find in other cards

Read full review

Less

Bankrate

Might be costlier than it is worth

from Bankrate

Wyndham Hotels and Barclaycard have teamed up to bring rewards-conscious consumers The Wyndham Rewards Visa Signature Card. For regular Wyndham visitors, this card offers a generous rewards program for participating hotel purchases.

Read full review

Wyndham Hotels and Barclaycard have teamed up to bring rewards-conscious consumers The Wyndham Rewards Visa Signature Card. For regular Wyndham visitors, this card offers a generous rewards program for participating hotel purchases.

Read full review

Less

ValuePenguin

A mediocre hotel rewards card with no standout features

from ValuePenguin

Our opinion is that the Wyndham Rewards cards really only perform for travelers that find themselves staying at Wyndham resorts. If you're already a participating Wyndham Rewards member as a non cardholder and find yourself staying at related properties to get the most out of your membership, the...More

Our opinion is that the Wyndham Rewards cards really only perform for travelers that find themselves staying at Wyndham resorts. If you're already a participating Wyndham Rewards member as a non cardholder and find yourself staying at related properties to get the most out of your membership, then these cards can help amplify your rewards

Read full review

Less

Bank Deal Guy

45,000 Points Offer

from Bank Deal Guy

With the Wyndham Rewards Visa Signature Card, even though the annual fee isn’t waived the first year, it is still more valuable than the no-annual fee card. For example, one of the perks is you will automatically earn with this card is the Platinum status. Additionally, you get 5X the points f...More

With the Wyndham Rewards Visa Signature Card, even though the annual fee isn’t waived the first year, it is still more valuable than the no-annual fee card. For example, one of the perks is you will automatically earn with this card is the Platinum status. Additionally, you get 5X the points for all hotel purchases you make within the Wyndham portfolio.

Read full review

Less

HighYa

For the average American family who doesn’t travel a lot

from HighYa

In all, we think the Wyndham Rewards Visa is behind the rest of the pack in terms of quality, intro rewards and redemption rates for average and below-average properties.

Read full review

In all, we think the Wyndham Rewards Visa is behind the rest of the pack in terms of quality, intro rewards and redemption rates for average and below-average properties.

Read full review

Less

User Reviews


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