Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.
Wyndham Rewards® Earner℠ Card

Wyndham Rewards® Earner℠ Card review

Compare Compare  
Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
20.99% ‐ 30.24% (Variable)
Interest Rate: Purchases
20.99% ‐ 30.24% (Variable)
Balance Transfer
20.99% ‐ 30.24% (Variable) (0% for the first 15 months)
Balance Transfer
20.99% ‐ 30.24% (Variable) (0% for the first 15 months)
1 - 5 points
1 - 5 points
Signup Bonus
45000 points (after spending $1,000)
Signup Bonus
45000 points (after spending $1,000)

Informr score
The Wyndham Rewards® Earner℠ Card currently has an Informr score of 7.3 out of 10. This score is based on our evaluation of 10 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Wyndham Rewards® Earner℠ Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

This card can offer great value for occasional travelers who prefer to stay at Wyndham hotels, especially via its high rewards rate on gas and generous anniversary bonus (a perk that’s hard to come by on a no-annual- fee hotel card).

- Nouri Zarrugh,

The Wyndham Rewards Earner Card is a good option for travelers looking to stay consistently at Wyndham properties while avoiding an annual fee. It offers generous rewards not only for Wyndham stays but also on gas purchases, eligible dining and grocery purchases. Wyndham’s Gold elite status also unl...

- Robert Thorpe, Joe Cortez, Bankrate

The Wyndham Rewards Earner Card is worth a look if you are a newcomer to hotel rewards and favor Wyndham hotel brands over their competitors, or if you eschew the idea of an annual fee. Aside from earning elevated points for hotel stays at more than 9,000 Wyndham locations worldwide plus every time...

- Juan Ruiz, Robin Saks Frankel, Caroline , Forbes

The Wyndham Rewards Earner credit card is no slouch, especially considering its no-annual-fee status. If you’re an occasional traveler and generally fee-averse, this card could be a good way to earn some solid rewards without needing to worry about maximizing your points to make up for the yearly co...

- Ben Luthi, SlickDeals

The Wyndham Rewards Earner Card is a great choice for frugal travelers who like to stay at hotels free. Wyndham Hotels and Resorts caters to a wide range of people, including several budget hotel brands offering inexpensive accommodations. The welcome bonus pays for a two-night stay at many properti...

- Kevin Payne, FinanceBuzz


Interest Rates
Regular APR Interest Rate 20.99% ‐ 30.24% (Variable)
  • 0% APR on all Wyndham Timeshare Purchases for six billing cycles.
  • This APR will vary with the market based on the Prime Rate.
Balance Transfer Interest Rate 20.99% ‐ 30.24% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 45 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 30.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 45000 points after spending $1,000

On purchases within the first 3 months

All Purchases 1 point per $1 spent

Excluding Wyndham Timeshare resorts down payments

Restaurants 2 points per $1 spent
Gas 5 points per $1 spent
Groceries 2 points per $1 spent

Excluding Target and Walmart

Hotels 5 points per $1 spent

On eligible purchases made at Hotels By Wyndham

Travel No
Pharmacy No
Bills No
Additional Details
  • Earn 7500 bonus points each anniversary year after you spend $15000 on eligible purchases
  • Redeem 10% fewer Wyndham Rewards points for go free® awards
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Automatically receive a Wyndham Rewards GOLD member level
  • Enjoy a Cardmember Booking Discount
  • Contactless Technology
  • Chip Technology
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Wyndham Rewards® Earner℠ Card

Rate It: