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World of Hyatt Business Credit Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
21.49% ‐ 28.49% (Variable)
Interest Rate: Purchases
21.49% ‐ 28.49% (Variable)
Balance Transfer
21.49% ‐ 28.49% (Variable)
Balance Transfer
21.49% ‐ 28.49% (Variable)
1 - 5 points
1 - 5 points
Signup Bonus
60000 points (after spending $5,000)
Signup Bonus
60000 points (after spending $5,000)

Informr score
The World of Hyatt Business Credit Card currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 14 sources including reviews from users and the web's most trusted critics.

Am I eligible?

World of Hyatt Business Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


This card is a good option for small business owners loyal to Hyatt. It offers elite status benefits, with the opportunity to spend your way to higher tiers. Hyatt loyalists with lots of business expenses they can channel on this credit card and its vast bonus categories will be rewarded for it.

- Ariana Arghandewal, SlickDeals
The Points Guy
The Points Guy

The current elevated welcome offer and value from ongoing benefits make the World of Hyatt Business card worth getting for small-business owners who regularly stay at Hyatt properties. This is especially true if you would otherwise fall short of Globalist status but can make up the difference with s...

- Stanley Sanford, The Points Guy
One Mile at a Time
One Mile at a Time

The World of Hyatt Business Card is the co-branded Chase and Hyatt business card, and it complements the World of Hyatt Credit Card. The business card has a fantastic welcome bonus at the moment, which can earn you 75,000 World of Hyatt bonus points upon completing minimum spending. I think this car...

- Ben Schlappig, One Mile at a Time

It’s hard to imagine a travel brand with a more loyal following than Hyatt and this new card embodies the spirit of Hyatt’s hospitality. All members are treated well but the most faithful receive lots of extra perks to reward their allegiance. The benefits from high levels of spending are what makes...

- Becky Pokora, Forbes
Money Crashers
Money Crashers

Fans of the World of Hyatt program are always looking for ways to earn more points and reach the highest levels of elite status. If this sounds like you, and you’re a small business owner, then  the World of Hyatt Business Credit Card needs a spot in your business spending arsenal. With lots of oppo...

- Jason Steele, Money Crashers


Interest Rates
Regular APR Interest Rate 21.49% ‐ 28.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 21.49% ‐ 28.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 30.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $199.00
Balance Transfer Fee $5.00

Minimum of $5

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 60000 points after spending $5,000

On purchases within the first 3 months

All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 5 points per $1 spent
  • For being a World of Hyatt member
  • Earn 4 Bonus Points per $1 spent at Hyatt hotels, participating Small Luxury Hotels of the World, participating Exhale locations, and eligible Lindblad Expeditions.
Travel No
Pharmacy No
Bills No
Additional Details
  • Earn 2 points per $1 spent on fitness club and gym memberships
  • Earn 2 points per $1 spent in your top three spend categories each quarter through 12/31/22, then your top two categories each quarter. Eligible categories are:
    • Dining
    • Shipping
    • Airline tickets when purchased directly with the airline
    • Local transit & commuting
    • Social media & search engine Advertising
    • Car rental agencies
    • Gas stations
    • Internet, cable & phone services
  • Spend $50,000 in a calendar year and get 10% of your redeemed points back for the rest of the year
  • For every $10K you spend in calendar year you'll earn 5 tier qualifying night credits toward Explorist or Globalist status and Milestone Rewards
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • $100 in Hyatt credits each anniversary year
  • Hyatt Leverage membership
  • World of Hyatt Discoverist status with your card, and gift Discoverist status to up to 5 employees
  • Roadside Dispatch
  • Travel and Emergency Assistance Services
  • Trip Cancellation/Interruption Insurance
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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