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World of Hyatt Credit Card review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
21.49% ‐ 28.49% (Variable)
Interest Rate: Purchases
21.49% ‐ 28.49% (Variable)
Balance Transfer
21.49% ‐ 28.49% (Variable)
Balance Transfer
21.49% ‐ 28.49% (Variable)
Rewards
1 - 4 points
Rewards
1 - 4 points
Signup Bonus
30000 points (after spending $3,000)
Signup Bonus
30000 points (after spending $3,000)


8.8/10
Informr score
The World of Hyatt Credit Card currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 26 sources including reviews from users and the web's most trusted critics.

Am I eligible?


World of Hyatt Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


NerdWallet
NerdWallet

If you're a Hyatt fan and you're looking for a fast path to free nights and elite status, this card is a perfect fit.

- Robin Saks Frankel, NerdWallet
Time
Time

Being able to redeem The World of Hyatt Credit Card points for hotel rooms offers a way to enjoy upscale hotels at a low cost. For those that don’t already know how valuable the Hyatt loyalty program is, those credit card points can open the door. For those who do know, adding the The World of Hyatt...

- Alene Laney, Time
The Points Guy
The Points Guy

The World of Hyatt Card is a must-have for Hyatt loyalists as it's the hotel chain's only personal cobranded credit card currently accepting sign-ups and the only card that helps you earn elite status within the World of Hyatt program. You're likely to get more than enough value from the card to mak...

- Emily Thompson, The Points Guy
CreditCards.com
CreditCards.com

The World of Hyatt Credit Card from Chase offers an outstanding amount of value for frequent travelers: New cardholders are awarded ample points on a variety of travel purchases, including airfare and restaurant purchases.

- Emily Sherman, CreditCards.com
Investopedia
Investopedia

The World of Hyatt Credit Card offers quite a few ways to get outstanding value for the $95 annual fee. The large one-time bonus, the annual award night at a category 1–4 Hyatt hotel, and the 4 Bonus points you earn per dollar at Hyatt hotels (plus 5 Base points for being a World of Hyatt member) ar...

- Lance Cothern, Investopedia

Details


Interest Rates
Regular APR Interest Rate 21.49% ‐ 28.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 21.49% ‐ 28.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 30.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 30000 points after spending $3,000
  • On purchases within the first 3 months.
  • Plus earn 2 points total per $1 spent on purchases that earn 1 point, up to $15,000 spent in the first 6 months of account opening (total of 30000 points)
Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent

Including purchases at cafes and coffee shops

Gas No
Groceries No
Hotels 4 points per $1 spent
  • On purchases at all Hyatt properties.
  • Plus 5 Points from Hyatt per eligible $1 spent for being a World of Hyatt member
Travel 2 points per $1 spent

On airline tickets purchased directly from the airline, local transit and commuting(including taxis, mass transit, tolls and ride-share serivces)

Pharmacy No
Bills No
Additional Details
  • Earn 2 points per $1 spent on fitness club and gym memberships.
  • Earn 1 free night every year after your cardmember anniversary at any Category 1-4 hotel.
  • 1 additional free night Receive an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Receive Discoverist status in the World of Hyatt program
  • Lost Luggage Reimbursement
  • Trip Cancellation/Trip Interruption Insurance
  • Free year of DoorDash DashPass
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments



Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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