Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Ryan Haar, NextAdvisorThe Wells Fargo Visa Signature Card offers valuable 5x points rewards for six months. With the 50% boost you’ll get by redeeming points for airfare, you can earn up to $937 toward future flights in that time. Still, beyond ongoing Visa Signature benefits, you’ll earn just 1 point per dollar with thi...
- Lee Huffman, Robin Saks Frankel, ForbesThe Wells Fargo Visa Signature® Card has a welcome bonus with a twist: Earn 5 rewards points per dollar on up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months (1 point per dollar thereafter). Points are worth 1 cent each for cash back, travel, gift cards and merchandi...
- Mitchell Strohm, InvestopediaThe Wells Fargo Visa Signature card offers solid bonus-category rewards. And it stands apart for travelers by providing a 50% boost to the value of each point that’s redeemed for airfare. Frequent fliers looking to increase the redemption value they receive for flights through the GoFarRewards progr...
- Jason Steele, The Points GuyThe Wells Fargo Visa Signature card is a simple travel rewards card with serious potential. You start off with a generous initial rewards offer and 15 months of interest-free financing. But to get really good long-term value from this card, you’ll need to use it for airfare redemptions to get 1.5 or...
- Kelli Bamforth, CreditCards.comIf you put a lot of miles on your car or regularly face steep grocery bills, the Wells Fargo Visa Signature card could be a worthwhile addition to your wallet, especially for the first six months. After that, the card’s bonus point categories go away, leaving you with just 1 percent rewards on gener...
Interest Rates | |
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Regular APR Interest Rate |
12.49% ‐ 25.49% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
12.49% ‐ 25.49% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
23.99% ‐ 25.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
3% Minimum of $5 5% after 12 months Minimum of $5 |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
Over Limit Fee | $0.00 |
Late Payment Fee |
$37.00 Maximum |
Promotions | |
Sign up bonus |
Earn 5 points per $1 spent on gas, grocery, and drugstores for the first 6 months |
Rewards | |
All Purchases | 1 point per $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
50% more value when redeemed for airfare (for instance, 20,000 points is a $300 value toward airfare redemption or a $200 value toward cash redemption): no blackout dates, no advance booking, and no minimum stay requirements |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | Yes |
Price Protection | Yes |
Fraud Protection | Yes |
Free Credit Scores | Yes |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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