Wells Fargo Visa Signature® Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
14.49% ‐ 27.49% (Variable) (0% for the first 15 months)
Balance Transfer
14.49% ‐ 27.49% (Variable) (0% for the first 15 months)
Rewards
1 - 5 points
Signup Bonus
-


7.8/10
Informr score
The Wells Fargo Visa Signature® Card currently has an Informr score of 7.8 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Wells Fargo Visa Signature® Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

If you put a lot of miles on your car or regularly face steep grocery bills, the Wells Fargo Visa Signature card could be a worthwhile addition to your wallet, especially for the first six months. After that, the card’s bonus point categories go away, leaving you with just 1 percent rewards on gener...

- Kelli Bamforth, CreditCards.com
Dough Roller

As the Wells Fargo Visa Signature Card has no annual fee, the only risk to giving it a test drive is a small temporary ding on your credit score. For those clever enough to maximize the first six months, the savings can be greater than $900, making this a terrific travel rewards credit card option.

- Michael Pruser, Dough Roller
Finder

This card comes with short-term and long-term benefits, and you get to make the most of it in the first six months. With no annual fees and 0% APR for the first year you’ll save money.

- Finder team, Finder
HighYa

This card is excellent if you book a lot of air travel through third-party sites. Wells Fargo’s booking portal gives you the 50% bonus and allows you to select between various airline carriers.

- HighYa team, HighYa
Bank Deal Guy

It allows people who spend frequently and heavily in the categories of gas and groceries to earn 5X the points during their first 6 months from account opening. It also offeres 0.00% introductory APR for 12 months on purchases and balance transfers. Additionally, this card offers 50% extra value whe...

- Anthony Nguyen, Bank Deal Guy

Details


Interest Rates
Regular APR Interest Rate 14.49% ‐ 27.49% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.49% ‐ 27.49% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.99% ‐ 27.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5


5% after 12 months

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas 5 points per $1 spent

On purchases within the first 6 months on up to $12,500 spent , then 1 point.

Groceries 5 points per $1 spent

On purchases within the first 6 months on up to $12,500 spent , then 1 point.

Hotels No
Travel No
Pharmacy 5 points per $1 spent

On purchases within the first 6 months on up to $12,500 spent , then 1 point.

Bills No
Additional Details

50% more value when redeemed for airfare (for instance, 30,000 points is a $450 value toward airfare redemption or a $300 value toward cash redemption): no blackout dates, no advance booking, and no minimum stay requirements.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits
  • Trip cancellation protection
  • Lost Luggage reimbursement
  • Cell Phone Protection
  • Overdraft Protection

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Wells Fargo Visa Signature® Card

Rate It:

Critic Reviews


CreditCards.com

Offers more value than meets the eye

from CreditCards.com

If you put a lot of miles on your car or regularly face steep grocery bills, the Wells Fargo Visa Signature card could be a worthwhile addition to your wallet, especially for the first six months. After that, the card’s bonus point categories go away, leaving you with just 1 percent rewards on general purchases.

Read full review

If you put a lot of miles on your car or regularly face steep grocery bills, the Wells Fargo Visa Signature card could be a worthwhile addition to your wallet, especially for the first six months. After that, the card’s bonus point categories go away, leaving you with just 1 percent rewards on general purchases.

Read full review

Less

Dough Roller

Touches high notes in a lot of different areas

from Dough Roller

As the Wells Fargo Visa Signature Card has no annual fee, the only risk to giving it a test drive is a small temporary ding on your credit score. For those clever enough to maximize the first six months, the savings can be greater than $900, making this a terrific travel rewards credit card option.

Read full review

As the Wells Fargo Visa Signature Card has no annual fee, the only risk to giving it a test drive is a small temporary ding on your credit score. For those clever enough to maximize the first six months, the savings can be greater than $900, making this a terrific travel rewards credit card option.

Read full review

Less

Finder

A no-annual-fee card that comes with rewards

from Finder

This card comes with short-term and long-term benefits, and you get to make the most of it in the first six months. With no annual fees and 0% APR for the first year you’ll save money.

Read full review

This card comes with short-term and long-term benefits, and you get to make the most of it in the first six months. With no annual fees and 0% APR for the first year you’ll save money.

Read full review

Less

HighYa

A good rewards card

from HighYa

This card is excellent if you book a lot of air travel through third-party sites. Wells Fargo’s booking portal gives you the 50% bonus and allows you to select between various airline carriers.

Read full review

This card is excellent if you book a lot of air travel through third-party sites. Wells Fargo’s booking portal gives you the 50% bonus and allows you to select between various airline carriers.

Read full review

Less

Bank Deal Guy

A fairly generous bonus offer

from Bank Deal Guy

It allows people who spend frequently and heavily in the categories of gas and groceries to earn 5X the points during their first 6 months from account opening. It also offeres 0.00% introductory APR for 12 months on purchases and balance transfers. Additionally, this card offers 50% extra value when redeemed for airfare.

Read full review

It allows people who spend frequently and heavily in the categories of gas and groceries to earn 5X the points during their first 6 months from account opening. It also offeres 0.00% introductory APR for 12 months on purchases and balance transfers. Additionally, this card offers 50% extra value when redeemed for airfare.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.