Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Mitchell Strohm, InvestopediaThe Wells Fargo Rewards offers excellent points rewards on bonus categories and a generous introductory 0% offer without charging an annual fee. It can be a solid option for those interested in earning rewards for redemption through Wells Fargo’s GoFarRewards program and for those who want to financ...
- Finder team, FinderThe Wells Fargo Rewards Card is a gas-and-groceries rewards card that comes with no annual fee and flexible redemption for cash or airline miles.
- Robin Saks Frankel, BankrateThe Wells Fargo Rewards Card isn’t a bad choice for a new credit card, it just may not be your best one. It comes with a just-OK introductory 15-month 0% APR on purchases and balance transfers. The card also gives wide latitude in how you can redeem your points, from travel, gift card or cash.
- J.R. Duren, HighYaThis card is best for someone who is looking for a good cash-back offer and doesn’t plan on using the card longer than one year.
- Dan Rafter, CreditShoutThere may be better travel rewards cards out there. But, overall, this card offers a solid welcome offer, a decent rewards program, and a perk that no one else seems to have -- cell phone accident protection.
Interest Rates | |
---|---|
Regular APR Interest Rate |
12.49% ‐ 25.49% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
12.49% ‐ 25.49% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
23.99% ‐ 25.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
3% Minimum of $5 5% after 12 months Minimum of $5 |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
Over Limit Fee | $0.00 |
Late Payment Fee |
$37.00 Maximum |
Promotions | |
Sign up bonus |
5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months |
Rewards | |
All Purchases | 1 point per $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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