Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.
NOTE: This credit card may no longer be available for new customers. See the latest credit cards here.

Wells Fargo Platinum Visa review

Compare Compare  
Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.49% ‐ 24.49% (Variable) (0% for the first 18 months)
Interest Rate: Purchases
16.49% ‐ 24.49% (Variable) (0% for the first 18 months)
Balance Transfer
16.49% ‐ 24.49% (Variable) (0% for the first 18 months)
Balance Transfer
16.49% ‐ 24.49% (Variable) (0% for the first 18 months)
Rewards
-
Rewards
-
Signup Bonus
-
Signup Bonus
-


8.5/10
Informr score
The Wells Fargo Platinum Visa currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 24 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Wells Fargo Platinum Visa is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


WalletHub
WalletHub

The Wells Fargo Platinum card is one of the best 0% intro APR credit cards with no annual fees on the market. It offers 0% introductory APRs on both purchases and qualifying balance transfers for 18 months, trouncing the market averages in those categories. At the end of the day, the Wells Fargo Pla...

- John S Kiernan, WalletHub
The Ascent
The Ascent

A clear standout card in its category with a long 0% intro APR for 18 months from account opening on both qualifying balance transfers and purchases, no annual fee, and a FICO® Score for free.

- Elizabeth Aldrich, The Ascent
FinanceBuzz
FinanceBuzz

If you’re looking to consolidate credit card debt onto one card, the Wells Fargo Platinum card could be the perfect place to start. With a great introductory APR (annual percentage rate) on purchases and balance transfers, this card can help you wrangle your balances and get on the path to debt redu...

- Brett Holzhauer, FinanceBuzz
MyBankTracker
MyBankTracker

The Wells Fargo Platinum Card is a solid pick if you want to make a purchase or transfer a balance and avoid paying interest charges for the first 18 months. If you already bank with Wells Fargo, being able to use this card as a backup form of overdraft protection is an added benefit.

- Rebecca Lake, MyBankTracker
SimpleMoneyLyfe
SimpleMoneyLyfe

The Wells Fargo Platinum card is great for those looking to pay off high-interest debt and want a simple balance transfer. The card offers a 0% intro APR for the first 18 months and no annual fees. However, it doesn’t have a notable rewards program, so if you are looking to earn perks for day-to-day...

- Justin Estes, SimpleMoneyLyfe

Details


Interest Rates
Regular APR Interest Rate 16.49% ‐ 24.49% (Variable) (0% for the first 18 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.49% ‐ 24.49% (Variable) (0% for the first 18 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 23.99% ‐ 25.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

of each transaction in U.S. dollars.

Over Limit Fee $20.00

If greater than $50, $12.50 if less.

Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards No
Additional Benefits

- Cellphone protection

- Roadside Assistance

- Overdraft Protection

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Wells Fargo Platinum Visa

Rate It: