Wells Fargo Business Platinum review

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Advertiser Disclosure

Interest Rate: Purchases
13.24% ‐ 23.24% (Variable) (0% for the first 9 months)
Balance Transfer
-
Rewards
-
Signup Bonus
$500 after spending $3,000


7.8/10
Informr score
The Wells Fargo Business Platinum currently has an Informr score of 7.8 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Wells Fargo Business Platinum is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

The Wells Fargo Business Platinum card offers business owners a reasonable interest rate and the unusual option of choosing between points or cash back rewards, with a high rewards rate on cash back.

- Andy Shuman, CreditCards.com
HighYa

Business owners who like Wells Fargo will enjoy the Wells Fargo Business Platinum credit card’s straightforward cash rewards rate and lack of an annual fee and foreign transaction fee.

- J.R. Duren, HighYa

Details


Interest Rates
Regular APR Interest Rate 13.24% ‐ 23.24% (Variable) (0% for the first 9 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate 25.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee
Promotions
Sign up bonus $500 after spending $3,000

-On purchases within the first 3 months.


- Or 50,000 bonus points after spending $3,000 on purchases within the first 3 months.

Rewards
All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Choose your rewards program between cash back and reward points.


Cash back

- Earn 1.5% for every $1 spent


Reward points

- Earn 1 point for every $1 spent

- Receive 1,000 bonus points when your company spend reaches $1,000 in any monthly billing period.

- Get a 10% bonus when you redeem points online.

- Earn extra bonus points or discounts from Earn More Mall retailers

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

Overdraft Protection

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

A relatively low APR, especially for a business card

from CreditCards.com

The Wells Fargo Business Platinum card offers business owners a reasonable interest rate and the unusual option of choosing between points or cash back rewards, with a high rewards rate on cash back.

Read full review

The Wells Fargo Business Platinum card offers business owners a reasonable interest rate and the unusual option of choosing between points or cash back rewards, with a high rewards rate on cash back.

Read full review

Less

HighYa

A card with low fees, low APR and a simple rewards program

from HighYa
Business owners who like Wells Fargo will enjoy the Wells Fargo Business Platinum credit card’s straightforward cash rewards rate and lack of an annual fee and foreign transaction fee. Read full review
Business owners who like Wells Fargo will enjoy the Wells Fargo Business Platinum credit card’s straightforward cash rewards rate and lack of an annual fee and foreign transaction fee. Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.