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Wells Fargo Autograph Visa® Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
19.24% ‐ 29.24% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
19.24% ‐ 29.24% (Variable) (0% for the first 12 months)
Balance Transfer
19.24% ‐ 29.24% (Variable)
Balance Transfer
19.24% ‐ 29.24% (Variable)
1 - 3 points
1 - 3 points
Signup Bonus
20000 points (after spending $1,000)
Signup Bonus
20000 points (after spending $1,000)

Informr score
The Wells Fargo Autograph Visa® Card currently has an Informr score of 7.9 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Wells Fargo Autograph Visa® Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The Points Guy
The Points Guy

It's not often we see a card without an annual fee that offers multiple protections and strong earning categories. Plus, the Wells Fargo Autograph Card has a quality welcome bonus that you can redeem in simple ways and can earn without high spending. Those looking for a card with no annual fee and a...

- Ryan Smith, The Points Guy

Wells Fargo Bank’s latest credit card introduction is the Wells Fargo Autograph Card. The financial institution looked at what categories cardholders most typically spend on and designed a card that earns triple the points in those categories. These extras make it an excellent option when you’re in...

- Katherine Cantrell, GOBankingRates

This card is a great option if you’re looking to earn rewards on everyday purchases — especially everyday travel — and don’t want to worry about annual fees or rotating categories. But if you’re a frequent traveler looking for maximum point values, luxury benefits and flexibility, it may not be the...

- Re'Dreyona Walker, Bankrate

The Wells Fargo Autograph Card is likely best if you want a $0-annual-fee credit card that offers a generous sign-up bonus and excellent earning potential on everyday purchases. It might not make sense if you don’t have a good or excellent credit score. You can earn 30,000 bonus points after spendin...

- Ben Walker, FinanceBuzz

The Wells Fargo Autograph Card can make a solid choice for anyone looking to score on everyday spending for no annual fee. It earns 3X points on popular bonus categories, from dining at restaurants to filling up at gas stations. Plus, you’ll get extra Visa Signature benefits. Just make sure your bud...

- Dashia Milden, NextAdvisor


Interest Rates
Regular APR Interest Rate 19.24% ‐ 29.24% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 19.24% ‐ 29.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 20000 points after spending $1,000

On purchases within the first 3 months.

All Purchases 1 point per $1 spent
Restaurants 3 points per $1 spent
Gas 3 points per $1 spent

On gas stations and electric vehicle charging stations

Groceries No
Hotels 3 points per $1 spent
Travel 3 points per $1 spent

On airfare, car rentals, cruises, subways, ride shares, parking, tolls and more

Pharmacy No
Bills No
Additional Details
  • 3 points per $1 spent on popular streaming services
  • 3 points per $1 spent on phone plans
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Cell phone protection
  • Emergency Cash Disbursement
  • Card Replacement
  • Roadside Dispatch
  • Travel and Emergency Assistance Services
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments

Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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