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Wells Fargo Active Cash℠ Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
18.74% ‐ 28.74% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
18.74% ‐ 28.74% (Variable) (0% for the first 15 months)
Balance Transfer
18.74% ‐ 28.74% (Variable) (0% for the first 15 months)
Balance Transfer
18.74% ‐ 28.74% (Variable) (0% for the first 15 months)
Rewards
2% cashback
Rewards
2% cashback
Signup Bonus
$200 after spending $1,000
Signup Bonus
$200 after spending $1,000


9.2/10
Informr score
The Wells Fargo Active Cash℠ Card currently has an Informr score of 9.2 out of 10. This score is based on our evaluation of 22 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Wells Fargo Active Cash℠ Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Bankrate
Bankrate

The Wells Fargo Active Cash Card has debuted as one of the best flat-rate cash rewards credit cards on the market. The Active Cash is a low-maintenance rewards card with top-rate rewards potential and redemption options that make it an easy fit in any wallet. Its unlimited 2 percent cash rewards on...

- Garrett Yarbrough, Bankrate
GOBankingRates
GOBankingRates

The Wells Fargo Active Cash® Card is a popular choice among cash-back enthusiasts looking to maximize their earnings. One of five personal cards in the bank's portfolio, the Wells Fargo Active Cash card delivers a lot in how cardholders can earn and redeem their cash-back rewards.  This review will...

- Daniela Rivera-Herrera, GOBankingRates
Best Wallet Hacks
Best Wallet Hacks

The Wells Fargo Active Cash Card offers one of the highest rewards rates at 2% back on every purchase, with no annual fee. And with a payout threshold as low as $1, they make it easy to redeem your rewards. In my opinion, it’s a solid choice for anyone who wants generous rewards without worrying abo...

- Josh Patoka, Best Wallet Hacks
NerdWallet
NerdWallet

When it comes to flat-rate cash-back cards, it's hard to beat 2% back, especially when the card is one of the few in this category to come with a bonus for new cardmembers.

- Sara Rathner, NerdWallet
The Ascent
The Ascent

A standout cash back card with one of the highest unlimited rewards rates we've come across. The inclusion of a hefty sign-up bonus and versatile 0% intro APR offer are the cherries on top.

- Brittney Myers, The Ascent

Details


Interest Rates
Regular APR Interest Rate 18.74% ‐ 28.74% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.74% ‐ 28.74% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $200 after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 2% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Cell phone protection
  • Security Features
  • Wells Fargo Mobile® app
  • Control Tower®
  • Luxury Hotel Collection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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