Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Wells Fargo Active Cash℠ Card review

Compare Compare  
Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.49% ‐ 26.49% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
16.49% ‐ 26.49% (Variable) (0% for the first 15 months)
Balance Transfer
16.49% ‐ 26.49% (Variable) (0% for the first 15 months)
Balance Transfer
16.49% ‐ 26.49% (Variable) (0% for the first 15 months)
Rewards
2% cashback
Rewards
2% cashback
Signup Bonus
$200 after spending $1,000
Signup Bonus
$200 after spending $1,000


9.2/10
Informr score
The Wells Fargo Active Cash℠ Card currently has an Informr score of 9.2 out of 10. This score is based on our evaluation of 20 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Wells Fargo Active Cash℠ Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


MoneyUnder30
MoneyUnder30

The Wells Fargo Active Cash Card works particularly well as a complement to your existing cash back card, filling in the gaps for any purchase category where you don’t have a high cash back rate. Skip it if most of your spending is concentrated in a few specific purchase categories (e.g., groceries...

- Chris Muller, MoneyUnder30
Cnet
Cnet

The Wells Fargo Active Cash℠ Card is a far-reaching card with an impressive combination of characteristics. With a flat 2% cash-rewards rate on purchases, this card has one of the highest available flat rates of all cash rewards credit cards on the market.

- Jaclyn DeJohn, Cnet
AwardWallet
AwardWallet

The no-annual-fee Wells Fargo Active Cash℠ Card keeps things simple by offering 2% cash back on all purchases. While you may get better rewards in specific spending categories with other products, this is a fine card to have on hand when you make other purchases. This makes it a great card for every...

- Ian Snyder, AwardWallet
MyBankTracker
MyBankTracker

If you're interested in earning cash back on purchases, choosing the right rewards card is essential. The Wells Fargo Active Cash Card offers unlimited 2% cash back rewards, along with a lengthy low introductory APR period. In addition to generous rewards, this card also comes with some attractive f...

- Rebecca Lake, MyBankTracker
The Ascent
The Ascent

Card comes with a big cash rewards sign-up bonus and a competitive 0% intro APR offer. While the card doesn't have a lot of secondary cardholder benefits, it doesn't charge an annual fee, either. All in all, the Wells Fargo Active Cash℠ Card is a quality pick for one-card wallets.

- Brittney Myers, The Ascent

Details


Interest Rates
Regular APR Interest Rate 16.49% ‐ 26.49% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.49% ‐ 26.49% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $200 after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 2% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Cell phone protection
  • Security Features
  • Wells Fargo Mobile® app
  • Control Tower®
  • Luxury Hotel Collection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Wells Fargo Active Cash℠ Card

Rate It: