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Wells Fargo Active Cash℠ Card review

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Advertiser Disclosure

Interest Rate: Purchases
14.99% ‐ 24.99% (Variable) (0% for the first 15 months)
Balance Transfer
14.99% ‐ 24.99% (Variable) (0% for the first 15 months)
2% cashback
Signup Bonus
$200 after spending $1,000

Informr score
The Wells Fargo Active Cash℠ Card currently has an Informr score of 9.1 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Wells Fargo Active Cash℠ Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Wells Fargo Active Cash℠ Card is worth it if you value a credit card with a flexible and straightforward rewards program and a solid earning rate across all spending categories. With a $0 annual fee and simple and convenient redemption options, the Wells Fargo Active Cash℠ Card is a serious cont...

- Sophia Mendel, ValuePenguin

The Wells Fargo Active Cash Card is ideal for anyone who wants the simplicity of flat cash back on every purchase, or those who want to secure 0% APR on purchases and balance transfers for a limited time. It’s not the longest intro period available, but if you’re looking to pay off debt but also mai...

- Holly Johnson, NextAdvisor
The Balance

The Wells Fargo Active Cash Card joins a growing field of high-rate cash-back credit cards, and its sign-up bonus makes it appealing compared to some similar cards. If you value simplicity and want upfront value, this card is solid.

- Ben Luthi, The Balance
Credit Cards Explained

The brand-new Wells Fargo Active CashSM Card has upped the ante on cash-back rewards. The card offers not only a high rewards rate with no hoops to jump through to get it but also a sizable sign-up bonus.

- Ben Luthi, Credit Cards Explained

The Wells Fargo Active Cash could be a decent option if you want a high cashback earning rate and a generous sign-up bonus. This credit card offers 2% cash back on eligible purchases and $200 cash back after spending $1,000 in the first 3 months. You also get cell phone protection and access to spec...

- Jess Ullrich, FinanceBuzz


Interest Rates
Regular APR Interest Rate 14.99% ‐ 24.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.99% ‐ 24.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus $200 after spending $1,000

On purchases within the first 3 months.

All Purchases 2% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Cell phone protection
  • Security Features
  • Wells Fargo Mobile® app
  • Control Tower®
  • Luxury Hotel Collection
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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