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Wells Fargo Active Cash℠ Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
20.24% ‐ 29.99% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
20.24% ‐ 29.99% (Variable) (0% for the first 15 months)
Balance Transfer
20.24% ‐ 29.99% (Variable) (0% for the first 15 months)
Balance Transfer
20.24% ‐ 29.99% (Variable) (0% for the first 15 months)
Rewards
2% cashback
Rewards
2% cashback
Signup Bonus
$200 after spending $500
Signup Bonus
$200 after spending $500


9/10
Informr score
The Wells Fargo Active Cash℠ Card currently has an Informr score of 9 out of 10. This score is based on our evaluation of 28 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Wells Fargo Active Cash℠ Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Cnet
Cnet

The Wells Fargo Active Cash® Card is among one of the best flat-rate rewards cards available. Aside from its welcome bonus, this card has flexible redemption options that make it a good choice whether you’re new to credit cards or looking to mix and match cards.

- Dashia Milden, Evan Zimmer, Cnet
NerdWallet
NerdWallet

When it comes to flat-rate cash-back cards, it's hard to beat 2% back, especially when the card is one of the few in this category to come with a bonus for new cardmembers.

- Sara Rathner, NerdWallet
SlickDeals
SlickDeals

The Wells Fargo Active Cash® Card makes earning rewards simple and uncomplicated. Every single purchase earns you an unlimited 2% cash rewards—no activation required and no categories to track. This is an excellent choice for those who want a straightforward flat-rate rewards credit card that they c...

- Jason Steele, SlickDeals
Bankrate
Bankrate

This card pairs a top-of-the-line flat cash back rate with generous welcome and introductory APR offers for no annual fee. The card is more well-rounded and streamlined than rivals, making it a premier standalone or partner rewards card.

- Garrett Yarbrough, Bankrate
The Points Guy
The Points Guy

The Wells Fargo Active Cash card is a great cash-back rewards card for people looking for a simple rewards structure. Some more experienced credit card users may feel it is missing the ability to maximize earning potential. However, if you're in the market for a no-frills cash rewards card with no a...

- Danyal Ahmed, Christina Ly, The Points Guy

Details


Interest Rates
Regular APR Interest Rate 20.24% ‐ 29.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 20.24% ‐ 29.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $200 after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 2% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Cell phone protection
  • Security Features
  • Wells Fargo Mobile® app
  • Control Tower®
  • Luxury Hotel Collection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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