Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ian Snyder, Ryan Smith, AwardWalletThe Active Cash Card is a great option for those seeking cash back on everyday purchases. With a $0 annual fee and solid benefits to complement the rewards on the card, it can be a top cash-back card in your wallet. You won't earn extra rewards in bonus categories or get outsized value through trans...
- Dashia Milden, Evan Zimmer, CnetThe Wells Fargo Active Cash® Card is among one of the best flat-rate rewards cards available. Aside from its welcome bonus, this card has flexible redemption options that make it a good choice whether you’re new to credit cards or looking to mix and match cards.
- Sara Rathner, NerdWalletWhen it comes to flat-rate cash-back cards, it's hard to beat 2% back, especially when the card is one of the few in this category to come with a bonus for new cardmembers.
- Jason Steele, SlickDealsThe Wells Fargo Active Cash® Card makes earning rewards simple and uncomplicated. Every single purchase earns you an unlimited 2% cash rewards—no activation required and no categories to track. This is an excellent choice for those who want a straightforward flat-rate rewards credit card that they c...
- Garrett Yarbrough, BankrateThis card pairs a top-of-the-line flat cash back rate with generous welcome and introductory APR offers for no annual fee. The card is more well-rounded and streamlined than rivals, making it a premier standalone or partner rewards card.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.24% ‐ 29.99% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
20.24% ‐ 29.99% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 2% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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