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Walmart MoneyCard review

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Advertiser Disclosure

Card Price
$1.00
Card Maintenance Fee
$5.94 per month
Rewards
Yes
Signup Bonus
Yes


8.1/10
Informr score
The Walmart MoneyCard currently has an Informr score of 8.1 out of 10. This score is based on our evaluation of 10 sources including reviews from users and the web's most trusted critics.

What the Critics Are Saying...


MyBankTracker
MyBankTracker

If you frequently shop at Walmart stores and fill up at Walmart gas stations, the Walmart Credit Card provides those with lower credit ratings an opportunity to save money with the special in-store financing offer and the sign-up bonus. However, one of the only ongoing benefits of the Walmart Credit...

- Christina Majaski, MyBankTracker
The Balance
The Balance

The Walmart MoneyCard is a reloadable prepaid debit card that you can use to make electronic purchases everywhere MasterCard or Visa debit cards are accepted. Lastly, you can use online bank transfers from your bank to your card.

- George Yacik, Khadija Khartit, The Balance
SimpleMoneyLyfe
SimpleMoneyLyfe

The Walmart MoneyCard is designed to provide the best possible Walmart shopping experience. While its best perks are limited to Walmart purchases only, you can use your card virtually anywhere online and in-store.

- Jordan Blansit, SimpleMoneyLyfe
GOBankingRates
GOBankingRates

The Walmart MoneyCard is an option for people who don't want, or don't qualify for, a traditional bank account. With a host of services all in one location, it isn't hard to see how Walmart has been able to attract so many customers. After all, shoppers also can pick up their prescriptions, see the...

- Jami Farkas, GOBankingRates
CardRates
CardRates

Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% Cash Back at Walmart stores, up to $75 each year. Get up to $200 overdraft protection with opt-in & eligible direct deposit. Plus, waive your monthly fee when you have a qualifying direct deposit of $500 or more ea...

- Toby Sembower, CardRates

Details


Overview
Card Price $1.00
Activation Fee $0.00
Card Maintenance Fee $5.94 per month

Monthly fee is waived when you receive one or more direct deposits of payroll or government benefits totaling $500 or more to your primary deposit account in the previous monthly statement period

Minimum Load Amount $1.00

May depend on the individual reload location

Maximum Load Amount $3,000.00
Max Balance $10,000.00

But Walmart may allow your account balance to exceed this limit

Transaction Fees
Add Money
Direct Deposit
$0.00


Cash Loads
$4.95

Maximum. This fee varies by retailers.

Card to card transfer
$0.00
Spend Money
Purchase Fee
$0.00
Bill Payment
$0.00
Foreign Transaction Fee
3%
Get Cash
ATM withdrawal fee (Domestic) - In Network
$2.50

You may also be charged a fee by the ATM operator.

ATM withdrawal fee (Domestic) - Out of Network
$2.50

You may also be charged a fee by the ATM operator.

ATM withdrawal fee (International)
$2.50
  • You may also be charged a fee by the ATM operator.
  • Foreign Transaction Fee applies
Over-the-counter cash withdrawal (Domestic)
$2.50
Over-the-counter cash withdrawal (International)
Unknown
Other
Balance Inquiry (at ATM)
$0.50

You may also be charged a fee by the ATM operator.

Inactivity
$0.00
Card replacement
$3.00
Card Replacement and Express Delivery Fee
$15.00

Charged in addition to the card replacement fee for regular delivery

Monthly Paper Statements
$0.00

Walmart doesn't mail paper Account statements

Custom Card Fee OR Customization
$0.00

Not Available

Promotions
Sign up bonus Get $20 this season when you make two new direct deposits of $500+
Rewards

1% cash back at Walmart, 2% cash back at Walmart fuel stations, 3% cash back at Walmart.com (up to $75 each year)

Features & Benefits
Additional Card Holders Yes
Funds Don't Expire Yes
Supported Currencies USD
Zero Liability No
Fraud Protection Yes
Custom Design No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Earn 2% interest rate on up to $1,000 balance in your savings account
  • Get chances to win cash prizes each month
  • Overdraft protection
Eligibility
Minimum Age 18
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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