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Walmart MoneyCard review

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Advertiser Disclosure

Card Price
Card Maintenance Fee
$5.94 per month
Signup Bonus

Informr score
The Walmart MoneyCard currently has an Informr score of 9.4 out of 10. This score is based on our evaluation of 7 sources including reviews from users and the web's most trusted critics.

What the Critics Are Saying...


The Walmart MoneyCard offers a unique blend of features, such as the rewards program, no overdraft fees, and the MoneyCard Vault savings feature, that make it stand out among prepaid debit cards. Its ease of use, accessibility, and range of services offer an appealing package for many individuals. H...

- Crediful
The Balance
The Balance

The Walmart MoneyCard is a reloadable prepaid debit card that you can use to make electronic purchases everywhere MasterCard or Visa debit cards are accepted. Lastly, you can use online bank transfers from your bank to your card.

- George Yacik, Khadija Khartit, The Balance

The Walmart MoneyCard is designed to provide the best possible Walmart shopping experience. While its best perks are limited to Walmart purchases only, you can use your card virtually anywhere online and in-store.

- Jordan Blansit, SimpleMoneyLyfe

The Walmart MoneyCard is an option for people who don't want, or don't qualify for, a traditional bank account. With a host of services all in one location, it isn't hard to see how Walmart has been able to attract so many customers. After all, shoppers also can pick up their prescriptions, see the...

- Jami Farkas, GOBankingRates

Those who don’t shop at Walmart several times a month will miss out on the card’s key features. If you don’t live at Walmart, there are better prepaid debit cards. As one example, the Netspend Prepaid Visa offers more benefits than the Walmart MoneyCard with reasonably low fees.

- Rob Berger,


Card Price $1.00
Activation Fee $0.00
Card Maintenance Fee $5.94 per month

Monthly fee is waived when you receive one or more direct deposits of payroll or government benefits totaling $500 or more to your primary deposit account in the previous monthly statement period

Minimum Load Amount $1.00

May depend on the individual reload location

Maximum Load Amount $3,000.00
Max Balance $10,000.00

But Walmart may allow your account balance to exceed this limit

Transaction Fees
Add Money
Direct Deposit

Cash Loads

Maximum. This fee varies by retailers.

Card to card transfer
Spend Money
Purchase Fee
Bill Payment
Foreign Transaction Fee
Get Cash
ATM withdrawal fee (Domestic) - In Network

You may also be charged a fee by the ATM operator.

ATM withdrawal fee (Domestic) - Out of Network

You may also be charged a fee by the ATM operator.

ATM withdrawal fee (International)
  • You may also be charged a fee by the ATM operator.
  • Foreign Transaction Fee applies
Over-the-counter cash withdrawal (Domestic)
Over-the-counter cash withdrawal (International)
Balance Inquiry (at ATM)

You may also be charged a fee by the ATM operator.

Card replacement
Card Replacement and Express Delivery Fee

Charged in addition to the card replacement fee for regular delivery

Monthly Paper Statements

Walmart doesn't mail paper Account statements

Custom Card Fee OR Customization

Not Available

Sign up bonus -

1% cash back at Walmart, 2% cash back at Walmart fuel stations, 3% cash back at (up to $75 each year)

Features & Benefits
Additional Card Holders Yes
Funds Don't Expire Yes
Supported Currencies USD
Zero Liability No
Fraud Protection Yes
Custom Design No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Earn 2% interest rate on up to $1,000 balance in your savings account
  • Get chances to win cash prizes each month
  • Overdraft protection
Minimum Age 18
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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