M&T Visa® Credit Card with Rewards review

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Advertiser Disclosure

Interest Rate: Purchases
13.24% ‐ 20.24% (Variable) (0% for the first 12 months)
Balance Transfer
13.24% ‐ 20.24% (Variable) (0% for the first 12 months)
Rewards
1 point
Signup Bonus
10000 points (after spending $500)


4.8/10
Informr score
The M&T Visa® Credit Card with Rewards currently has an Informr score of 4.8 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


M&T Visa® Credit Card with Rewards is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Finder

If you’re a loyal M&T Bank customer and you want to earn flat rewards rate on all of your purchases, the M&T Visa Credit Card with Rewards could an option worth considering.

- Finder
CreditCards.com

A basic, no frills card with limited rewards, the M&T Visa card is a decent choice for balance-carrying cardholders who don’t mind foregoing extra benefits such as car rental insurance or price protection.

- Kelly Dilworth, CreditCards.com

Details


Interest Rates
Regular APR Interest Rate 13.24% ‐ 20.24% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.24% ‐ 20.24% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $35.00

Maximum

Promotions
Sign up bonus 10000 points after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Finder

No-annual-fee rewards credit card with relatively low APR

If you’re a loyal M&T Bank customer and you want to earn flat rewards rate on all of your purchases, the M&T Visa Credit Card with Rewards could an option worth considering.

Read full review

If you’re a loyal M&T Bank customer and you want to earn flat rewards rate on all of your purchases, the M&T Visa Credit Card with Rewards could an option worth considering.

Read full review

Less

CreditCards.com

A pretty meager rewards rate

from CreditCards.com

A basic, no frills card with limited rewards, the M&T Visa card is a decent choice for balance-carrying cardholders who don’t mind foregoing extra benefits such as car rental insurance or price protection.

Read full review

A basic, no frills card with limited rewards, the M&T Visa card is a decent choice for balance-carrying cardholders who don’t mind foregoing extra benefits such as car rental insurance or price protection.

Read full review

Less

User Reviews


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