Virgin Atlantic World Elite Mastercard® review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
16.74% ‐ 24.74% (Variable)
Balance Transfer
16.74% ‐ 24.74% (Variable)
Rewards
1.5 - 3 Miles
Signup Bonus
30000 miles (after spending $1,000)


7.3/10
Informr score
The Virgin Atlantic World Elite Mastercard® currently has an Informr score of 7.3 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Virgin Atlantic World Elite Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Wirecutter

This airline credit card offers multiple ways for you to rack up gobs of miles, from a big intro bonus to solid rewards on everyday spending.

- Sally French, The Wirecutter
One Mile at a Time

If I had no credit cards and was just looking for a single card to use for my everyday spending, this wouldn’t be the card I’d go for. However, for someone who has had a lot of other cards, or who flies Virgin Atlantic a lot, this card could be a good option. I think this card can make a ton of sens...

- Ben, One Mile at a Time
LendEDU

With its generous sign-up bonus and anniversary bonus miles offer, the Virgin Atlantic World Elite Mastercard is a good option for anyone who enjoys flying with Virgin Atlantic. Beware though, some of the perks, including the companion reward benefit, requires making a lot of purchases on your card...

- Shannon Serpette, LendEDU
CreditCards.com

Thanks to its high rewards rate, frequent flyers of British Airways can earn a pretty good return on their spending with the Virgin Atlantic World Elite MasterCard, though more mainstream travelers may find it difficult to redeem their rewards.

- Andy Shuman, CreditCards.com
RewardExpert

If Virgin Atlantic is your preferred airline, you value elite status and your card expenditures will be at least $25,000 annually, you should consider the card. As Virgin Atlantic purchases receive 3 Flying Club miles per dollar, miles can accumulate quickly. The 20,000 -mile sign-up bonus jump star...

- Christine Krzyszton, RewardExpert

Details


Interest Rates
Regular APR Interest Rate 16.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 19.74% ‐ 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $90.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 30000 miles after spending $1,000

- On purchases within the first 3 months.

- Earn up to 5,000 Flying Club bonus miles when you add additional authorized users to your account

Rewards
All Purchases 1.5 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 3 miles for $1 spent

Spent directly on Virgin Atlantic purchases

Pharmacy No
Bills No
Additional Details
  • Earn 15,000 Flying Club bonus miles every anniversary after qualifying purchases.
  • Get a second reward ticket for half the miles when you redeem Flying Club miles for a Virgin Atlantic Economy reward ticket (must spend $25,000+ in purchases annually)
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits
  • Online Shopping Security
  • Online & Mobile Banking
  • Overdraft Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Virgin Atlantic World Elite Mastercard®

Rate It:

Critic Reviews


The Wirecutter

Fantastic for East Coast flyers who frequently travel to Europe

from The Wirecutter

This airline credit card offers multiple ways for you to rack up gobs of miles, from a big intro bonus to solid rewards on everyday spending.

Read full review

This airline credit card offers multiple ways for you to rack up gobs of miles, from a big intro bonus to solid rewards on everyday spending.

Read full review

Less

One Mile at a Time

Excellent sign-up bonus and some worthy perks

from One Mile at a Time

If I had no credit cards and was just looking for a single card to use for my everyday spending, this wouldn’t be the card I’d go for. However, for someone who has had a lot of other cards, or who flies Virgin Atlantic a lot, this card could be a good option. I think this card can make a ton...More

If I had no credit cards and was just looking for a single card to use for my everyday spending, this wouldn’t be the card I’d go for. However, for someone who has had a lot of other cards, or who flies Virgin Atlantic a lot, this card could be a good option. I think this card can make a ton of sense to pick up. It has an excellent bonus so you can apply for the card and then see how the card works for you. You can even try to spend $25,000 on the card, which I consider to be a sweet spot. Then after the first year you can decide if it’s worth holding onto long term.

Read full review

Less

LendEDU

For people who like to fly Virgin Atlantic

from LendEDU

With its generous sign-up bonus and anniversary bonus miles offer, the Virgin Atlantic World Elite Mastercard is a good option for anyone who enjoys flying with Virgin Atlantic. Beware though, some of the perks, including the companion reward benefit, requires making a lot of purchases on your card annually.

Read full review

With its generous sign-up bonus and anniversary bonus miles offer, the Virgin Atlantic World Elite Mastercard is a good option for anyone who enjoys flying with Virgin Atlantic. Beware though, some of the perks, including the companion reward benefit, requires making a lot of purchases on your card annually.

Read full review

Less

CreditCards.com

Great earning scheme, mediocre sign-up bonus

from CreditCards.com

Thanks to its high rewards rate, frequent flyers of British Airways can earn a pretty good return on their spending with the Virgin Atlantic World Elite MasterCard, though more mainstream travelers may find it difficult to redeem their rewards.

Read full review

Thanks to its high rewards rate, frequent flyers of British Airways can earn a pretty good return on their spending with the Virgin Atlantic World Elite MasterCard, though more mainstream travelers may find it difficult to redeem their rewards.

Read full review

Less

RewardExpert

Must have for Virgin Atlantic frequent flyer

from RewardExpert

If Virgin Atlantic is your preferred airline, you value elite status and your card expenditures will be at least $25,000 annually, you should consider the card. As Virgin Atlantic purchases receive 3 Flying Club miles per dollar, miles can accumulate quickly. The 20,000 -mile sign-up bonus jump s...More

If Virgin Atlantic is your preferred airline, you value elite status and your card expenditures will be at least $25,000 annually, you should consider the card. As Virgin Atlantic purchases receive 3 Flying Club miles per dollar, miles can accumulate quickly. The 20,000 -mile sign-up bonus jump starts your earnings and certainly offsets the $90 annual fee.

Read full review

Less

Finder

Best suited for those who favor Virgin Atlantic over other airlines

from Finder

The $90 p.a. annual fee for the Virgin Atlantic World Elite Mastercard could be well worth it if you frequently fly with Virgin Atlantic and its partners or even travel at all. It offers multiple rewards for your spending, including bigger returns for travel purchases.

Read full review

The $90 p.a. annual fee for the Virgin Atlantic World Elite Mastercard could be well worth it if you frequently fly with Virgin Atlantic and its partners or even travel at all. It offers multiple rewards for your spending, including bigger returns for travel purchases.

Read full review

Less

Bank Deal Guy

For dedicated and loyal Virgin Atlantic consumer

from Bank Deal Guy

For high spenders, this card offers an expensive redemption but it also provides a lot of opportunity to earn award miles.

Read full review

For high spenders, this card offers an expensive redemption but it also provides a lot of opportunity to earn award miles.

Read full review

Less

ValuePenguin

A great airline miles credit card, burdened by a less-than-ideal rewards program

from ValuePenguin

 If you don’t mind paying high fees when redeeming award travel, and if Virgin Atlantic offers award flights to destinations you’d like to visit, the Virgin Atlantic World Elite MasterCard® Credit Card can be a good deal.

Read full review

 If you don’t mind paying high fees when redeeming award travel, and if Virgin Atlantic offers award flights to destinations you’d like to visit, the Virgin Atlantic World Elite MasterCard® Credit Card can be a good deal.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.