Virgin Atlantic World Elite MasterCard

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Advertiser Disclosure

Interest Rate: Purchases
16.99 ‐ 24.99%
Balance Transfer
16.99 ‐ 24.99%
Rewards
1.5 - 3 Miles
Signup Bonus
-


8.2/10
Informr score
The Virgin Atlantic World Elite MasterCard currently has an Informr score of 8.2 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Virgin Atlantic World Elite MasterCard is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


RewardExpert

If Virgin Atlantic is your preferred airline, you value elite status and your card expenditures will be at least $25,000 annually, you should consider the card. As Virgin Atlantic purchases receive 3 Flying Club miles per dollar, miles can accumulate quickly. The 20,000 -mile sign-up bonus jump star...

- Christine Krzyszton, RewardExpert
Finder

The $90 p.a. annual fee for the Virgin Atlantic World Elite Mastercard could be well worth it if you frequently fly with Virgin Atlantic and its partners or even travel at all. It offers multiple rewards for your spending, including bigger returns for travel purchases.

- Finder team, Finder
Bank Deal Guy

For high spenders, this card offers an expensive redemption but it also provides a lot of opportunity to earn award miles.

- Anthony Nguyen, Bank Deal Guy
ValuePenguin

 If you don’t mind paying high fees when redeeming award travel, and if Virgin Atlantic offers award flights to destinations you’d like to visit, the Virgin Atlantic World Elite MasterCard® Credit Card can be a good deal.

- Robert Harrow, ValuePenguin
LendEDU

If you consider everything, the Virgin Atlantic Black Credit card seems ideal for most, especially if you love to travel. The annual fee is low, compared to many of the other cards that offer similar sky miles programs.

- Jeff Gitlen, LendEDU

Details


Interest Rates
Regular APR Interest Rate 16.99% ‐ 24.99%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.99% ‐ 24.99%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 19.99% ‐ 26.99%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $90.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus

Get 20,000 Flying Club bonus miles after your first purchase.

Rewards
All Purchases 1.5 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 3 miles for $1 spent

Spent directly on Virgin Atlantic purchases

Pharmacy No
Bills No
Additional Details
  • Earn 15,000 Flying Club bonus miles every anniversary after qualifying purchases.
  • Get a second reward ticket for half the miles when you redeem Flying Club miles for a Virgin Atlantic Economy reward ticket (must spend $25,000+ in purchases annually)
Features & Benefits
Additional Card Holders Yes

Earn up to 5,000 Flying Club bonus miles when you add additional authorized users to your account

Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits
  • Online Shopping Security
  • Online & Mobile Banking
  • Overdraft Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


RewardExpert

Must have for Virgin Atlantic frequent flyer

from RewardExpert

If Virgin Atlantic is your preferred airline, you value elite status and your card expenditures will be at least $25,000 annually, you should consider the card. As Virgin Atlantic purchases receive 3 Flying Club miles per dollar, miles can accumulate quickly. The 20,000 -mile sign-up bonus jump s...More

If Virgin Atlantic is your preferred airline, you value elite status and your card expenditures will be at least $25,000 annually, you should consider the card. As Virgin Atlantic purchases receive 3 Flying Club miles per dollar, miles can accumulate quickly. The 20,000 -mile sign-up bonus jump starts your earnings and certainly offsets the $90 annual fee.

Read full review

Less

Finder

Best suited for those who favor Virgin Atlantic over other airlines

from Finder

The $90 p.a. annual fee for the Virgin Atlantic World Elite Mastercard could be well worth it if you frequently fly with Virgin Atlantic and its partners or even travel at all. It offers multiple rewards for your spending, including bigger returns for travel purchases.

Read full review

The $90 p.a. annual fee for the Virgin Atlantic World Elite Mastercard could be well worth it if you frequently fly with Virgin Atlantic and its partners or even travel at all. It offers multiple rewards for your spending, including bigger returns for travel purchases.

Read full review

Less

Bank Deal Guy

For dedicated and loyal Virgin Atlantic consumer

from Bank Deal Guy

For high spenders, this card offers an expensive redemption but it also provides a lot of opportunity to earn award miles.

Read full review

For high spenders, this card offers an expensive redemption but it also provides a lot of opportunity to earn award miles.

Read full review

Less

ValuePenguin

A great airline miles credit card, burdened by a less-than-ideal rewards program

from ValuePenguin

 If you don’t mind paying high fees when redeeming award travel, and if Virgin Atlantic offers award flights to destinations you’d like to visit, the Virgin Atlantic World Elite MasterCard® Credit Card can be a good deal.

Read full review

 If you don’t mind paying high fees when redeeming award travel, and if Virgin Atlantic offers award flights to destinations you’d like to visit, the Virgin Atlantic World Elite MasterCard® Credit Card can be a good deal.

Read full review

Less

LendEDU

Reap extensive benefits with this card

from LendEDU

If you consider everything, the Virgin Atlantic Black Credit card seems ideal for most, especially if you love to travel. The annual fee is low, compared to many of the other cards that offer similar sky miles programs.

Read full review

If you consider everything, the Virgin Atlantic Black Credit card seems ideal for most, especially if you love to travel. The annual fee is low, compared to many of the other cards that offer similar sky miles programs.

Read full review

Less

User Reviews


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