Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Christine Krzyszton, RewardExpertIf Virgin Atlantic is your preferred airline, you value elite status and your card expenditures will be at least $25,000 annually, you should consider the card. As Virgin Atlantic purchases receive 3 Flying Club miles per dollar, miles can accumulate quickly. The 20,000 -mile sign-up bonus jump star...
- Finder team, FinderThe $90 p.a. annual fee for the Virgin Atlantic World Elite Mastercard could be well worth it if you frequently fly with Virgin Atlantic and its partners or even travel at all. It offers multiple rewards for your spending, including bigger returns for travel purchases.
- Anthony Nguyen, Bank Deal GuyFor high spenders, this card offers an expensive redemption but it also provides a lot of opportunity to earn award miles.
- Robert Harrow, ValuePenguinIf you don’t mind paying high fees when redeeming award travel, and if Virgin Atlantic offers award flights to destinations you’d like to visit, the Virgin Atlantic World Elite MasterCard® Credit Card can be a good deal.
- Jeff Gitlen, LendEDUIf you consider everything, the Virgin Atlantic Black Credit card seems ideal for most, especially if you love to travel. The annual fee is low, compared to many of the other cards that offer similar sky miles programs.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.49% ‐ 24.49% This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.49% ‐ 24.49% This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
19.49% ‐ 26.49% This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $90.00 |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$38.00 Maximum |
| Promotions | |
| Sign up bonus |
Get 20,000 Flying Club bonus miles after your first purchase. |
| Rewards | |
| All Purchases | 1.5 miles for $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
3 miles for $1 spent Spent directly on Virgin Atlantic purchases |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders |
Yes Earn up to 5,000 Flying Club bonus miles when you add additional authorized users to your account |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Android Pay |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| Terms & Conditions | |
| Official Terms & Conditions |
Use this card?
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Critic Reviews
Must have for Virgin Atlantic frequent flyer
If Virgin Atlantic is your preferred airline, you value elite status and your card expenditures will be at least $25,000 annually, you should consider the card. As Virgin Atlantic purchases receive 3 Flying Club miles per dollar, miles can accumulate quickly. The 20,000 -mile sign-up bonus jump s...More
If Virgin Atlantic is your preferred airline, you value elite status and your card expenditures will be at least $25,000 annually, you should consider the card. As Virgin Atlantic purchases receive 3 Flying Club miles per dollar, miles can accumulate quickly. The 20,000 -mile sign-up bonus jump starts your earnings and certainly offsets the $90 annual fee.
Best suited for those who favor Virgin Atlantic over other airlines
The $90 p.a. annual fee for the Virgin Atlantic World Elite Mastercard could be well worth it if you frequently fly with Virgin Atlantic and its partners or even travel at all. It offers multiple rewards for your spending, including bigger returns for travel purchases.
The $90 p.a. annual fee for the Virgin Atlantic World Elite Mastercard could be well worth it if you frequently fly with Virgin Atlantic and its partners or even travel at all. It offers multiple rewards for your spending, including bigger returns for travel purchases.
For dedicated and loyal Virgin Atlantic consumer
For high spenders, this card offers an expensive redemption but it also provides a lot of opportunity to earn award miles.
For high spenders, this card offers an expensive redemption but it also provides a lot of opportunity to earn award miles.
A great airline miles credit card, burdened by a less-than-ideal rewards program
If you don’t mind paying high fees when redeeming award travel, and if Virgin Atlantic offers award flights to destinations you’d like to visit, the Virgin Atlantic World Elite MasterCard® Credit Card can be a good deal.
If you don’t mind paying high fees when redeeming award travel, and if Virgin Atlantic offers award flights to destinations you’d like to visit, the Virgin Atlantic World Elite MasterCard® Credit Card can be a good deal.
Reap extensive benefits with this card
If you consider everything, the Virgin Atlantic Black Credit card seems ideal for most, especially if you love to travel. The annual fee is low, compared to many of the other cards that offer similar sky miles programs.
If you consider everything, the Virgin Atlantic Black Credit card seems ideal for most, especially if you love to travel. The annual fee is low, compared to many of the other cards that offer similar sky miles programs.