Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Rebecca Lake, MyBankTrackerThe cash back rewards program is designed to provide the most cash back automatically based on what you spend on most. This card easily syncs with the Venmo app. If you normally use Venmo to pay, you might find the card a welcome addition to your wallet.
- Josh Patoka, Best Wallet HacksThe Venmo Credit Card is an excellent choice, especially if you already use their payment app to split purchases with friends or make purchases. You can earn up to 3% cash back, a generous earn rate for a no-annual-fee credit card. And Venmo makes it easy to redeem your rewards through the app. I co...
- Ryan Smith, The Points GuyEarning extra cash back in categories that adjust to you (and do so automatically) can be great, assuming this isn't done at the expense of your everyday purchases. If your purchases are varied, you may do better with a card that earns extra cash back across multiple categories or earns 2% back on e...
- Emily Cahill, GOBankingRatesFor habitual Venmo users, having a credit card directly connected to their Venmo account may offer a level of convenience — but the Venmo card does not offer the best cash back compared with some other cards. Its annual percentage rate is on the higher end. It does, however, offer an interesting rew...
- Brian Martucci, Money CrashersThe Venmo Credit Card is an excellent addition to your existing Venmo account. If you use Venmo and have good credit or can get there fast, I can’t see a good reason not to apply. Even if the Venmo Credit Card never becomes your primary credit card, whatever spending you do with it can earn up to 3%...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.49% ‐ 29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases |
3% cash back Automatically earn up to 3% cash back on your top spend category, 2% on the next, and 1% on the rest |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Earn cash back rewards based on your personal spending each month in these categories:
|
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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