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The USAA Rate Advantage Visa Platinum® Card currently has an Informr score of 7 out of 10.
This score is based on our evaluation of 12
sources including reviews from users and the web's most trusted critics.
Am I eligible?
USAA Rate Advantage Visa Platinum® Card is typically available to those with
credit scores (650 or greater).
To get this card, you must also:
Be a permanent or temporary resident of USA
Note: This information is only intended as a guide. The final decision is up to the bank and your
application could still be rejected even if you can answer 'Yes' to all the minimum criteria above.
Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
If you’re a member of USAA looking to dip your toes into using a credit card for the first time or restore your damaged credit score, this card could be a great option. Also, if you’re someone who typically carries a balance on your credit cards or uses cash advances, this card will suit you, as the...
- Brett Holzhauer, FinanceBuzz
If you have military ties and a good credit score, the USAA® Rate Advantage Visa Platinum® Card is a solid choice for low-cost credit improvement. And if you have good or excellent credit, it could provide a pretty low regular APR. But in any event, this offer won't wow you.
- John S Kiernan, WalletHub
The USAA Rate Advantage Visa Platinum card is purpose-built to minimize fees and charges. The card foregoes such niceties as rewards and a one-time offer in order to keep a lid on the cost of carrying a balance, getting cash advances, and other transactions. In part, it accomplishes that goal by hav...
- Lance Cothern, Investopedia
The USAA® Rate Advantage Visa Platinum® Card is a straightforward credit card promising to do one thing for you (and one thing very well). Keep your fees and interest low. You won’t find an annual fee, foreign transaction fees or penalty APR with this credit card.
- Laura Cook, MoneyUnder30
Credit cards don't get much simpler than this. There's no fancy rewards program, but cardholders could potentially save a lot of money with the extremely low interest rates offered on this card.
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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