Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Claire Dickey, BankrateIf you’re a USAA member looking for a streamlined way to earn rewards while enjoying a nice mix of travel perks, the Preferred Cash Rewards Visa Credit Card may be worth a look. It can be especially valuable when paired with a card that earns more than 1.5 percent back in everyday spending categorie...
- Stanley Sanford, The Points GuyThe simple experience of the USAA Preferred Cash makes it an attractive option for military members and their families who want the chance to earn easy cash back on purchases. It's a solid option for military members looking for a straightforward and rewarding card that won't hurt the wallet. Howeve...
- John S Kiernan, WalletHubIf you're looking for a simple yet rewarding cash back credit card with no annual fee, and you're eligible for USAA membership, the USAA Preferred Cash Rewards Visa Signature® Credit Card is a good choice. Offering 1.5% cash back on all purchases, the USAA Preferred Visa is nearly 40% more generous...
- Brett Holzhauer, MoneyGeekUSAA members who want simple and direct terms may find the USAA Preferred Cash Rewards Visa Signature to be an ideal card. With no annual or foreign transaction fees, it can offer potential savings.
- Brett Holzhauer, FinanceBuzzIf you’re looking for hassle-free cashback earnings as a USAA member, the USAA Preferred Cash Rewards Visa Signature Card could be a great fit for your needs. Additionally, if you’re a current military member looking at active duty in your future, you might also benefit from the extra-low interest r...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.15% ‐ 31.15% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
17.15% ‐ 31.15% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
17.15% ‐ 31.15% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 5% |
| Cash Advance Fee |
5% Fee waived when transferring funds electronically to a USAA deposit account. |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$35.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1.5% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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