Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

USAA Cashback Rewards Plus American Express® Card review

7.5/10 AVG.
RATING
Compare Compare  

  • USAA Cashback Rewards Plus American Express® Card

Specs / Features


Interest Rates
Regular APR Interest Rate 11.9% ‐ 25.9% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 11.9% ‐ 25.9% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 11.9% ‐ 25.9% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%


Cash Advance Fee 3%

Fee waived when transferring funds electronically to a USAA deposit account.

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $35.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants No
Gas 5% cash back (on first $3000 spent)
  • On combine purchase with military base purchases.
  • After that, earn 1% for the remainder of the year.
Groceries 2% cash back (on first $3000 spent)

After that, earn 1% for the remainder of the year.

Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

5% cash back on military base purchases (on first $3000 spent)

  • On combine purchase with gas.
  • After that, earn 1% for the remainder of the year.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Baggage Delay
  • Trip Cancellation/Interruption Insurance
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Use this card?

Help inform others by sharing your experience with USAA Cashback Rewards Plus American Express® Card

Rate It:

Resources


Share / Embed

Maybe one of your friends will find this review helpful? Please help us spread the word.

Q&A Forum