Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brett Holzhauer, FinanceBuzzA great card for someone who is a USAA member looking to save money on their expenses. With its wide rewards categories, this card can potentially earn you hundreds of dollars in cash back (in the form of statement credits) each year. Along with rental car protection and no foreign transaction fees,...
- Robin Saks Frankel, BankrateIf you’re looking for the best credit cards for military members and their families, USAA cards are a solid choice. But is the Cashback Rewards Plus the best USAA credit card option available? If steady cash back with the added bonus of gas station and military multipliers is your preference, the US...
- SmartAssetFor USAA members who live on base and spend plenty of money on base, at the gas station and in grocery stores, the USAA Cashback Rewards Plus American Express Card offers generous cash rewards, plus consumer protections for servicemembers that USAA members expect from the bank’s cards.
- Rebecca Lake, MyBankTrackerThe USAA Cashback Rewards Plus American Express Card’s best feature is undeniably the 5% cash back you can earn on gas and commissary purchases and the 2% back earned on groceries. Unfortunately, it's only available for people who can meet USAA’s qualifications for membership. If you can qualify, th...
- Anthony Nguyen, Hustler MoneyBlogFor travelers, the Cashback Rewards Plus American Express Credit Card from USAA Rewards is the one to get. There are a lot of perks and benefits that you do not want to miss out on.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.9% ‐ 28.9% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.9% ‐ 28.9% (Variable) (0% for the first 15 months)
|
| Cash Advance Interest Rate |
14.9% ‐ 28.9% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% |
| Cash Advance Fee |
3% Fee waived when transferring funds electronically to a USAA deposit account. |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$35.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas |
5% cash back (on first $3000 spent)
|
| Groceries |
2% cash back (on first $3000 spent) After that, earn 1% for the remainder of the year. |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
5% cash back on military base purchases (on first $3000 spent)
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with USAA Cashback Rewards Plus American Express® Card