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U.S. Bank Shopper Cash Rewards™ Visa Signature® Card review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
18.24% ‐ 28.24% (Variable)
Interest Rate: Purchases
18.24% ‐ 28.24% (Variable)
Balance Transfer
18.24% ‐ 28.24% (Variable)
Balance Transfer
18.24% ‐ 28.24% (Variable)
Rewards
1.5 - 5.5% cashback
Rewards
1.5 - 5.5% cashback
Signup Bonus
$250 after spending $2,000
Signup Bonus
$250 after spending $2,000


8.9/10
Informr score
The U.S. Bank Shopper Cash Rewards™ Visa Signature® Card currently has an Informr score of 8.9 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?


U.S. Bank Shopper Cash Rewards™ Visa Signature® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


FinanceBuzz
FinanceBuzz

The U.S. Bank Shopper Cash Rewards Card makes sense if your highest everyday expenses tend to vary. Being able to choose between different options for two of this card’s bonus categories can help you maximize the amount of cash back you can earn. For example, you might know that you’ll be shopping a...

- Ben Walker, FinanceBuzz
NerdWallet
NerdWallet

If you’re willing to actively and consistently manage this card, it can generate more than enough rewards to cover its annual fee.

- Jae Bratton, NerdWallet
Business Insider
Business Insider

The new U.S. Bank Shopper Cash Rewards is worth it for folks who spend big on popular retail brands and everyday spending categories. Plus, along with a generous welcome bonus of $250 bonus after spending $2,000 in eligible purchases within the first 120 days of account opening, you'll pay an annual...

- Tessa Campbell, Business Insider

Details


Interest Rates
Regular APR Interest Rate 18.24% ‐ 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.24% ‐ 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00

Waived on the first year

Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $41.00

Maximum

Promotions
Sign up bonus $250 after spending $2,000

On purchases within the first 120 days.

Rewards
All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels 5.5% cash back

On hotel reservations booked directly in the Rewards Center

Travel No
Pharmacy No
Bills No
Additional Details
  • 3% cash back on eligible purchases each quarter in your choice of one everyday category ($1,500 limit)
  • 6% cash back on combined eligible purchases each quarter with two retailers you choose ($1,500 limit)
  • 5.5% cash back on prepaid car booked directly in the Rewards Center
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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