Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Brian Martucci, Money CrashersThe U.S. Bank Shopper Cash Rewards™ Visa Signature® Card is the most innovative cash-back credit card to hit the market in some time. I particularly love the idea of choosing which merchants you’ll earn 6% back with each quarter. I’m not pleased with all aspects of the Shopper Cash Rewards Card thou...
- Ben Walker, FinanceBuzzThe U.S. Bank Shopper Cash Rewards Card makes sense if your highest everyday expenses tend to vary. Being able to choose between different options for two of this card’s bonus categories can help you maximize the amount of cash back you can earn. For example, you might know that you’ll be shopping a...
- Jae Bratton, NerdWalletIf you’re willing to actively and consistently manage this card, it can generate more than enough rewards to cover its annual fee.
- Tessa Campbell, Business InsiderThe new U.S. Bank Shopper Cash Rewards is worth it for folks who spend big on popular retail brands and everyday spending categories. Plus, along with a generous welcome bonus of $250 bonus after spending $2,000 in eligible purchases within the first 120 days of account opening, you'll pay an annual...
Interest Rates | |
---|---|
Regular APR Interest Rate |
19.74% ‐ 29.74% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
19.74% ‐ 29.74% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee |
$95.00 Waived on the first year |
Balance Transfer Fee |
3% Minimum of $5 |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
Over Limit Fee | $0.00 |
Late Payment Fee |
$41.00 Maximum |
Promotions | |
Sign up bonus |
$250 after spending $2,000 On purchases within the first 120 days. |
Rewards | |
All Purchases | 1.5% cash back |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels |
5.5% cash back On hotel reservations booked directly in the Rewards Center |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
|
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | No |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | No |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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