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U.S. Bank Cash+® Visa® Secured Card review

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Advertiser Disclosure

Annual Fee
$0.00
Minimum Deposit
$300.00
Interest Rate: Purchases
29.74% (Variable)
Balance Transfer
29.74% (Variable)


5.8/10
Informr score
The U.S. Bank Cash+® Visa® Secured Card currently has an Informr score of 5.8 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


U.S. Bank Cash+® Visa® Secured Card is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA
Yes Provide a minimum security deposit of $300.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Forbes
Forbes

The combination of no annual fee, path to an unsecured card and reporting to all three credit bureaus make the U.S. Bank Cash+ Visa Secured Card a worthy choice to help someone build credit. The elevated rewards opportunities make it a rewarding card for those whose spending aligns with the bonus ca...

- Chauncey Crail, Robin Saks Frankel, Forbes
The Ascent
The Ascent

If you need to establish or build credit but also want to earn cash back rewards. Cardholders can score up to 5% cash back on eligible purchases. And you don't pay an annual fee. The minimum deposit is higher than some other cards, and there isn't a sign-up bonus. But it's a very competitive secured...

- Brittney Myers, The Ascent

Details


Interest Rates
Regular APR Interest Rate 29.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 29.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $41.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Earn 2% cash back in your choice of one everyday category (like gas stations, grocery stores and restaurants)
  • Earn 5% cash back in combined eligible purchases each quarter in two categories you choose
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

$15 streaming credit

Eligibility
Minimum Security Deposit $300
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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