Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Libby Sweeney, ForbesThe combination of no annual fee, path to an unsecured card and reporting to all three credit bureaus make the U.S. Bank Cash+ Visa Secured Card a worthy choice to help someone build credit. The elevated rewards opportunities make it a rewarding card for those whose spending aligns with the bonus ca...
- Chauncey Crail, Robin Saks Frankel, ForbesThe combination of no annual fee, path to an unsecured card and reporting to all three credit bureaus make the U.S. Bank Cash+ Visa Secured Card a worthy choice to help someone build credit. The elevated rewards opportunities make it a rewarding card for those whose spending aligns with the bonus ca...
- Brittney Myers, The AscentIf you need to establish or build credit but also want to earn cash back rewards. Cardholders can score up to 5% cash back on eligible purchases. And you don't pay an annual fee. The minimum deposit is higher than some other cards, and there isn't a sign-up bonus. But it's a very competitive secured...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $300 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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