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U.S. Bank Altitude® Go Visa Signature® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
18.24% ‐ 29.24% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
18.24% ‐ 29.24% (Variable) (0% for the first 12 months)
Balance Transfer
18.24% ‐ 29.24% (Variable) (0% for the first 12 months)
Balance Transfer
18.24% ‐ 29.24% (Variable) (0% for the first 12 months)
Rewards
1 - 4 points
Rewards
1 - 4 points
Signup Bonus
20000 points (after spending $1,000)
Signup Bonus
20000 points (after spending $1,000)


9/10
Informr score
The U.S. Bank Altitude® Go Visa Signature® currently has an Informr score of 9 out of 10. This score is based on our evaluation of 20 sources including reviews from users and the web's most trusted critics.

Am I eligible?


U.S. Bank Altitude® Go Visa Signature® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


NerdWallet
NerdWallet

If you spend a good chunk of your budget on dining and don't want to pay an annual fee, this card is as good as it gets. But if entertainment rewards are also important, or if your credit is only so-so, you'll want to look elsewhere.

- Erin Hurd, NerdWallet
Time
Time

The U.S. Bank Altitude® Go Visa Signature® Card is a great choice if you want big bonuses in categories such as dining, groceries, gas, and streaming. It’s an even better choice if you want those bonuses without paying an annual fee. However, some no-annual-fee cards earn better bonuses, and the U.S...

- Bob Haegele, Time
The Ascent
The Ascent

A great pick that offers lucrative rewards (up to 4x points), a big bonus, and a competitive 0% intro APR offer, all with no annual fee.

- Lyle Daly, The Ascent
MyBankTracker
MyBankTracker

The U.S. Bank Altitude Go Visa Signature Card might be just what you're looking for if you want to earn rewards points on purchases and you regularly spend on dining. This card offers a solid rewards rate for dining purchases. And since rewards are unlimited, you can earn as many or as few points as...

- Rebecca Lake, MyBankTracker
CreditCards.com
CreditCards.com

Thanks to its impressive rewards rate on a variety of everyday purchases, the U.S. Bank Altitude Go card is a great option for foodies and occasional travelers who want to avoid an annual fee.

- Nouri Zarrugh, CreditCards.com

Details


Interest Rates
Regular APR Interest Rate 18.24% ‐ 29.24% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.24% ‐ 29.24% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $41.00

Maximum

Promotions
Sign up bonus 20000 points after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants 4 points per $1 spent

On takeout, food delivery and dining

Gas 2 points per $1 spent
Groceries 2 points per $1 spent
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

2 points per $1 spent on streaming services

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

$15 credit for annual streaming service purchases such as Netflix, Apple TV+, Spotify® and more

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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