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U.S. Bank Altitude® Go Visa® Secured Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
29.99% (Variable)
Interest Rate: Purchases
29.99% (Variable)
Balance Transfer
29.99% (Variable)
Balance Transfer
29.99% (Variable)
Rewards
1 - 4 points
Rewards
1 - 4 points
Signup Bonus
-
Signup Bonus
-


9/10
Informr score
The U.S. Bank Altitude® Go Visa® Secured Card currently has an Informr score of 9 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?


U.S. Bank Altitude® Go Visa® Secured Card is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA
Yes Provide a minimum security deposit of $300.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Forbes
Forbes

If you’re equally happy to eat out, order in or make dinner yourself, the U.S. Bank Altitude Go Secured is a nice option in the relatively small field of secured credit cards. The card earns rewards and with good payment behavior, you can graduate to the unsecured version of the card. This makes it...

- Caroline Lupini, Forbes
The Ascent
The Ascent

Choose the U.S. Bank Altitude® Go Visa® Secured Card if you need to build credit, but still want to earn rewards points. You'll get up to 4x points per dollar on many everyday purchases. Plus you'll pay no annual fee. It does a high have a minimum deposit requirement, though, so you may want to look...

- Brittney Myers, The Ascent
Credit Card Insider
Credit Card Insider

Can help you build credit while you earn solid rewards on your spending. While it doesn’t offer much else, you’ll get a $15 annual streaming service. It doesn’t seem like much, but along with the rewards, this is more than most secured cards typically offer — equal to many typical reward credit card...

- Credit Card Insider

Details


Interest Rates
Regular APR Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $41.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1 point per $1 spent
Restaurants 4 points per $1 spent

On dining and takeout

Gas 2 points per $1 spent
Groceries 2 points per $1 spent
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Earn 2 points per $1 spent on streaming services

Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

$15 streaming credit

Eligibility
Minimum Security Deposit $300
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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