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U.S. Bank Altitude® Connect Visa Signature® review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
16.74% ‐ 24.74% (Variable)
Interest Rate: Purchases
16.74% ‐ 24.74% (Variable)
Balance Transfer
16.74% ‐ 24.74% (Variable)
Balance Transfer
16.74% ‐ 24.74% (Variable)
Rewards
1 - 5 points
Rewards
1 - 5 points
Signup Bonus
50000 points (after spending $2,000)
Signup Bonus
50000 points (after spending $2,000)


9/10
Informr score
The U.S. Bank Altitude® Connect Visa Signature® currently has an Informr score of 9 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?


U.S. Bank Altitude® Connect Visa Signature® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Balance
The Balance

It is a competitive travel credit card with a good mix of high rewards rates and other perks to make up for the annual fee. But when it comes to redeeming your rewards, this card may be better for casual credit card users who aren't looking to maximize the value of their points.

- Ben Luthi, Khadija Khartit, The Balance
MyBankTracker
MyBankTracker

You can also use this card to earn points on other travel purchases and everyday spending with a $0 introductory annual fee. Flexible redemption options allow you to use your rewards for travel or for other purposes.

- Rebecca Lake, MyBankTracker
CardRatings.com
CardRatings.com

The U.S. Bank Altitude® Connect Visa Signature® Card provides a simple rewards program that's beneficial for many travelers. Overall, it's a good card if you're traveling within the U.S. a couple of times per year. Earning 4X points at gas stations will save money on long-distance road trips, especi...

- Jennifer Doss, CardRatings.com
NerdWallet
NerdWallet

Frequent flyers and road trippers will find a lot of value from the card’s lucrative rewards, especially considering that the sign-up bonus and streaming credit can make up for its annual fee over a number of years.

- Funto Omojola, NerdWallet
FinanceBuzz
FinanceBuzz

The U.S. Bank Altitude Connect Visa Signature Card is geared toward individuals who spend a lot on travel and at the fuel pump. The card earns a competitive 5X rewards rate on hotels and car rentals booked through the Altitude Rewards Center and 4X on travel and gas stations. It’s also a decent card...

- Kevin Payne, FinanceBuzz

Details


Interest Rates
Regular APR Interest Rate 16.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00

Waived on the first year

Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $41.00

Maximum

Promotions
Sign up bonus 50000 points after spending $2,000

On purchases within the first 120 days.

Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent
Gas 4 points per $1 spent

Including EV charging stations

Groceries 2 points per $1 spent
Hotels 5 points per $1 spent

On prepaid hotels

Travel 4 points per $1 spent
Pharmacy No
Bills No
Additional Details
  • 2 points per $1 spent on streaming services
  • 5 points per $1 spent on car rentals booked directly in the Altitude Rewards Center
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount Yes
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • TSA PreCheck® or Global Entry® up to $100 in statement credits to reimburse your application fee once every four years
  • Cell phone protection
  • Receive a $30 streaming service credit after 11 months of streaming service purchases
  • Enjoy savings of up to 15% (with a guaranteed minimum discount of 10%) on qualified Silvercar rentals
  • ID Navigator Powered by NortonLifeLock
  • Visa Signature Luxury Hotel Collection
  • Visa Food & Wine
  • Visa Signature Golf Benefit by Troon
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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