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Upgrade Bitcoin Rewards Visa® review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
14.99% ‐ 29.99% (Variable)
Interest Rate: Purchases
14.99% ‐ 29.99% (Variable)
Balance Transfer
Balance Transfer
1.5% cashback
1.5% cashback
Signup Bonus
Signup Bonus

Informr score
The Upgrade Bitcoin Rewards Visa® currently has an Informr score of 7.7 out of 10. This score is based on our evaluation of 10 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Upgrade Bitcoin Rewards Visa® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

Credit Karma
Credit Karma

If you’re into cryptocurrency and looking for a way to earn bitcoin rewards with everyday credit card purchases, this card could be an interesting choice. And if the bitcoin you earn appreciates, you could benefit even more over time. But in reality, the potential amount of bitcoin you can earn, tho...

- Lance Cothern, Credit Karma

Cryptocurrency credit card rewards are becoming more common, but this card puts up roadblocks that affect the flexibility of your rewards.

- Sara Rathner, NerdWallet

The Upgrade Bitcoin Rewards can be an ideal rewards credit card option for individuals who are planning to get a credit card and, at the same time, get into cryptocurrency without committing too much of their money upfront. The credit card gives you 1.5% back in Bitcoin, a popular cryptocurrency, as...

- Brett Holzhauer, MoneyGeek

The Upgrade Bitcoin Rewards card is designed for those who aren’t sure how to buy Bitcoin, or who don’t want to go through the process of setting up a crypto wallet and purchasing the cryptocurrency on an exchange or some other way. As a crypto credit card, the Upgrade Bitcoin Rewards Visa could be...

- Miranda Marquit, FinanceBuzz

The Upgrade Bitcoin Rewards card is an intriguing option if you are seeking to earn cryptocurrency rewards on your credit card spending. Other cards that offer crypto rewards are becoming more common but the Upgrade Bitcoin has the edge in that it’s open for applications and the rewards are seamless...

- Robin Saks Frankel, Forbes


Interest Rates
Regular APR Interest Rate 14.99% ‐ 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate


Cash Advance Interest Rate


Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $0.00
Sign up bonus No
All Purchases 1.5% cash back

Receive Cash back rewards as Bitcoin

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Visa Signature perks and benefits
  • Roadside Dispatch
  • Travel and Emergency Assistance Services
  • Lost Luggage Reimbursement
  • Trip Cancellation/Trip Interruption
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments

Not available in Hawaii, Indiana, Iowa, Louisiana, Nebraska, Nevada, New Hampshire, North Carolina, Washington, West Virginia, Wisconsin and the District of Columbia

Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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