Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Schlappig, One Mile at a TimeThe United Quest Card is the most compelling incard the Chase & United lineup. While the $250 annual fee sounds high on the surface, the $125 annual United credit should get you half of that value back right there. Then there’s the up to 10,000 miles you can earn per year when redeeming miles, a...
- John Csiszar, GOBankingRatesThe Chase United Quest Card has a generous sign-up bonus and offers a significant amount of travel-related benefits for a mid-level credit card. For frequent United Flyers, this card is well worth the annual fee.
- Jarrod West, Upgraded PointsIf you are a frequent United flyer, and/or can easily take advantage of the card’s many benefits, including an annual United credit, the 5,000-mile anniversary award flight credits, free checked baggage, priority boarding, and other card perks, then yes, the United Quest card would most definitely...
- Gregory Karp, NerdWalletThe $250 annual fee is not for everybody, but frequent United flyers who use the $125 airline credit should be able to extract plenty of value from the card.
- Joe Cortez, CreditCards.comIf you travel semi-frequently with United, the United Quest card should easily pay for itself. Indeed, the $250 annual fee can be covered just by the up to $125 in statement credits you can earn each account anniversary year for United purchases and the up to 10,000-mile-credit you can earn back for...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.24% ‐ 27.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
20.24% ‐ 27.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
28.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $250.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
80000 miles after spending $5,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
3 miles for $1 spent on United Airlines purchases |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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