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United Quest℠ Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
16.74% ‐ 23.74% (Variable)
Interest Rate: Purchases
16.74% ‐ 23.74% (Variable)
Balance Transfer
16.74% ‐ 23.74% (Variable)
Balance Transfer
16.74% ‐ 23.74% (Variable)
1 - 3 Miles
1 - 3 Miles
Signup Bonus
90000 miles (after spending $5,000)
Signup Bonus
90000 miles (after spending $5,000)

Informr score
The United Quest℠ Card currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 16 sources including reviews from users and the web's most trusted critics.

Am I eligible?

United Quest℠ Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The United Quest card is likely worth it for frequent travelers who prefer to travel by United Airlines. This travel rewards card offers tons of value for United fans, including various credits, free checked bags, priority boarding, and more. If you don’t like the idea of being tied to one airline,...

- Kevin Payne, FinanceBuzz
Miles to Memories
Miles to Memories

For those who fly United, this card offers numerous perks that make it worth keeping. Others will be impressed by the massive welcome offer in the first year.

- Miles to Memories

There are four United Airlines credit cards with varying perks and benefits. The United Quest℠ Card sits just below the top-tier card but is packed with value for the right traveler. This card comes with a collection of valuable travel benefits sure to excite fans of the airline. Perks range from Un...

- Kevin Payne, ValuePenguin

If you travel semi-frequently with United, the United Quest card should easily pay for itself. Indeed, the $250 annual fee can be covered just by the up to $125 in statement credits you can earn each account anniversary year for United purchases and the up to 10,000-mile-credit you can earn back for...

- Joe Cortez,
Upgraded Points
Upgraded Points

The newest addition to United’s lineup of cards is the United Quest℠ Card. With it, you can bolster your United MileagePlus miles thanks to the bonus categories, while enjoying the card’s many perks designed to help save you money on each United flight. With an annual fee that falls between the Unit...

- Jarrod West, Upgraded Points


Interest Rates
Regular APR Interest Rate 16.74% ‐ 23.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.74% ‐ 23.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $250.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 90000 miles after spending $5,000

On purchases within the first 3 months.

All Purchases 1 mile for $1 spent
Restaurants 2 miles for $1 spent
Gas No
Groceries No
Hotels No
Travel 3 miles for $1 spent

on United Airlines purchases

Pharmacy No
Bills No
Additional Details
  • 2 miles per $1 spent on select streaming services
  • 2 miles per $1 spent on all other travel, including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls
  • Two 5,000-mile anniversary award flight credits - terms apply
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Receive up to $125 in statement credits each account anniversary year
  • Free first and second checked bags
  • Up to $100 Global Entry or TSA PreCheck® fee credit
  • Priority Boarding
  • 25% back on United inflight purchases
  • No blackout dates
  • The Luxury Hotel & Resort Collection
  • United Card Events from Chase
  • United Mileage® Cardmember Exclusives
  • Trip Cancellation/Interruption Insurance
  • Trip Delay Reimbursement
  • Baggage Delay Insurance
  • Lost Luggage Reimbursement
  • Free year of DoorDash DashPass
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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