Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Luthi, SlickDealsThe United Quest℠ Card comes with a lot of flair, and it can be an excellent choice for United enthusiasts who don’t travel quite enough to justify paying for the airline’s premium credit card. The card charges an annual fee, which may be a good compromise for United airline loyalists who want perks...
- Aja McClanahan, CreditCards.comIf you travel semi-frequently with United, the United Quest card should easily pay for itself. Indeed, the $250 annual fee can be covered just by the up to $125 in statement credits you can earn each account anniversary year for United purchases and the up to 10,000-mile credit you can earn back for...
- Chauncey Crail, Caroline Lupini, ForbesIf you’re even an infrequent United Airlines flyer, this card has solid ongoing value. The annual fee adds value with an easily usable $125 annual United purchase credit. Between the 5,000-mile award flight credits for redeeming miles, free checked bags, the opportunity to earn a higher tier of Prem...
- Ben Schlappig, One Mile at a TimeThe United Quest Card is the most compelling card in the Chase & United lineup. While the $250 annual fee sounds high on the surface, the $125 annual United credit should get you half of that value back right there. Then there’s the up to 10,000 miles you can earn per year when redeeming miles,...
- Tim Devaney, Credit KarmaThe United Quest℠ Card can pay for itself, but not much more. As long as you fly with United Airlines a few times each year, the travel credits should at least help you break even — and the sign-up bonus could help fund your next vacation. But if you’re expecting exciting perks like a free companion...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
21.99% ‐ 28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
21.99% ‐ 28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $250.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
60000 miles after spending $4,000
|
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
3 miles for $1 spent on United Airlines purchases |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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