Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kevin Payne, SlickDealsThe United℠ Business Card features an impressive 75,000-mile bonus, which is among the best travel bonuses currently on offer. If you’re serious about getting awarded for travel and find United convenient or simply prefer it, you can maximize your United miles earned every year. Plus, business owner...
- BankrateThis business card can offer solid value for United fans, but it may not be the most rewarding option for occasional travelers looking to maximize their earnings on everyday business purchases.
- Brett Holzhauer, MoneyGeekThe United℠ Business Card can benefit frequent business fliers who choose United Airlines. Individuals who make purchases abroad may also prefer this card for its lack of international transaction fees. If you want a miles-earning card with some travel and luxury benefits, then this credit card may...
- Ben Schlappig, One Mile at a TimeI love seeing card issuers get more creative with benefits, especially for loyal customers, and the United Business Card is a great example of that. For example, I think it’s innovative how they’re offering bonus miles if you have both a personal and business United credit card, and how they’re offe...
- Nouri Zarrugh, CreditCards.comEven occasional United flyers should rack up miles quickly thanks to the United Business Card’s competitive rewards rate on travel and everyday purchases. Plus, you have a chance at even more miles when you pair it with a personal Chase United card.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.99% ‐ 27.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
20.99% ‐ 27.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$99.00 Waived on the first year |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $15 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
75000 miles after spending $5,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | 2 miles for $1 spent |
| Groceries | No |
| Hotels | No |
| Travel |
2 miles for $1 spent On purchases from United® including tickets, Economy Plus®, Inflight food, beverages, Wi-Fi and other United charges |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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