United℠ Business Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
16.49% ‐ 23.49% (Variable)
Balance Transfer
16.49% ‐ 23.49% (Variable)
Rewards
1 - 2 Miles
Signup Bonus
60000 miles (after spending $3,000)


8.4/10
Informr score
The United℠ Business Card currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 17 sources including reviews from users and the web's most trusted critics.

Am I eligible?


United℠ Business Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


FinanceBuzz

The United Business card is packed with value if you are a frequent United flyer. It has incredible earning potential in spending categories that are popular with many businesses. The welcome bonus alone makes this card a solid choice for your next business credit card. If you aren’t interested in t...

- Kevin Payne, FinanceBuzz
CreditCards.com

Even occasional United flyers should rack up miles quickly thanks to the United Business Card’s competitive rewards rate on travel and everyday purchases. Plus, you have a chance at even more miles when you pair it with a personal Chase United card.

- Nouri Zarrugh, CreditCards.com
Investopedia

The United Business card offers significant value to travelers who fly United at least every few months. The annual bonuses of 5,000 miles for taking seven or more flights within a calendar year and of two complimentary United Club passes are together worth roughly double the card’s $99 annual fee....

- Lance Cothern, Investopedia
FinanceBuzz

It offers plenty of advantages to businesses, including free employee credit cards, two United Club passes annually, and one free checked bag for the cardholder and a traveling companion on each United Flight. If you fly United and can benefit from these perks, this card is a strong one to consider.

- Christy Rakoczy, FinanceBuzz
Miles to Memories

Chase has introduced a quality product in the United Business Card.  It offers a slew of perks for your everyday purchases, but you may have these already from other credit cards. This is where each person’s situation is different, and this will affect your decision on whether to keep it long term o...

- Miles to Memories

Details


Interest Rates
Regular APR Interest Rate 16.49% ‐ 23.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.49% ‐ 23.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 60000 miles after spending $3,000

On purchases within the first 3 months.

Rewards
All Purchases 1 mile for $1 spent
Restaurants 2 miles for $1 spent
Gas 2 miles for $1 spent
Groceries No
Hotels No
Travel 2 miles for $1 spent

On purchases from United® including tickets, Economy Plus®, Inflight food, beverages, Wi-Fi and other United charges

Pharmacy No
Bills No
Additional Details
  • 2 miles for $1 spent on office supply stores.
  • 2 miles for $1 spent on local transit and commuting, including taxicabs, mass transit, tolls, and ride share services
  • 5,000 anniversary bonus miles when you have both the United Business Card and a personal Chase United card
  • 25% back on United inflight purchases
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

  • Priority boarding - board United-operated flights prior to general boarding
  • Free first checked bag
  • $100 annual United travel credit
  • 2 United Club one-time passes each anniversary
  • No blackout dates
  • The Luxury Hotel & Resort Collection
  • Exclusive events with Inside Access
  • United MileagePlus events
  • Baggage Delay Insurance
  • Lost Luggage Reimbursement
  • Trip Cancellation/Trip Interruption Insurance
  • Trip Delay Reimbursement
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with United℠ Business Card

Rate It: