United℠ Explorer Business Card review

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Advertiser Disclosure

Interest Rate: Purchases
18.24% ‐ 25.24%
Balance Transfer
18.24% ‐ 25.24%
Rewards
1 - 2 Miles
Signup Bonus
50000 miles (after spending $5,000)


8.3/10
Informr score
The United℠ Explorer Business Card currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?


United℠ Explorer Business Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Business Insider

The United Explorer Business Card is a terrific card for those looking to give their United MileagePlus balances a boost. Credit cards with sign-up bonuses of up to 100,000 miles don't come around often and if you can manage the spending requirement, it's a great offer. Best of all, this card is a l...

- Ariana Arghandewal, Business Insider
CreditCards.com

Business owners who frequently fly United have a lot to gain from the United Explorer Business Card’s generous sign-up bonus and competitive rewards rate.

- Emily Sherman, CreditCards.com
Money Crashers

The United MileagePlus Explorer Business Card is an excellent choice for frequent business travelers who live near United hubs and have no problem remaining loyal to the airline. It’s doubly useful for those with reason to spend heavily in the favored non-airfare categories (restaurants, office supp...

- Brian Martucci, Money Crashers
Miles to Memories

A compelling card for anyone that flies United on a regular basis. The card has enough perks that this is a long term keeper.

- Miles to Memories
The Points Guy

Between the checked bag fee waiver, free pair of United Club passes each year and many non-United benefits like primary car rental coverage, even occasional United flyers should be able to get outsized value from the United Explorer Business Card. The card’s earning rates aren’t industry-leading, bu...

- Benji Stawski, The Points Guy

Details


Interest Rates
Regular APR Interest Rate 18.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00

Waived on the first year.

Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 50000 miles after spending $5,000

- On purchases within the first 3 months.

- Plus, an additional 50,000 bonus miles after you spend $25,000 total on purchases within the first 6 months of account opening.

Rewards
All Purchases 1 mile for $1 spent
Restaurants 2 miles for $1 spent
Gas 2 miles for $1 spent
Groceries No
Hotels No
Travel 2 miles for $1 spent

On tickets purchased from United.

Pharmacy No
Bills No
Additional Details
  • 2 miles for $1 spent on office supply stores.
  • Earn 10,000 bonus miles once you once you reach $25,000 in purchases you.
  • 2 United Club passes each year for your cardmember anniversary – over a $100 value
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection Yes
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits

  • Free first checked bag
  • Priority boarding
  • Trip Delay Reimbursement
  • Baggage Delay Insurance
  • Lost Luggage Reimbursement
  • Trip Cancellation/Trip Interruption Insurance
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments Other Names (AKA): United MileagePlus Explorer Business card

Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Business Insider

Generous airline perks for a $95 annual fee

from Business Insider

The United Explorer Business Card is a terrific card for those looking to give their United MileagePlus balances a boost. Credit cards with sign-up bonuses of up to 100,000 miles don't come around often and if you can manage the spending requirement, it's a great offer. Best of all, this card is...More

The United Explorer Business Card is a terrific card for those looking to give their United MileagePlus balances a boost. Credit cards with sign-up bonuses of up to 100,000 miles don't come around often and if you can manage the spending requirement, it's a great offer. Best of all, this card is a long-term keeper. Even beyond the large sign-up bonus, you'll continue to get value out of it via category bonuses, travel perks and expanded award availability. The latter part will be especially useful when it comes time to put the sign-up bonus to use.

Read full review

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CreditCards.com

Competitive rewards on dining, gas and office supply purchases

from CreditCards.com

Business owners who frequently fly United have a lot to gain from the United Explorer Business Card’s generous sign-up bonus and competitive rewards rate.

Read full review

Business owners who frequently fly United have a lot to gain from the United Explorer Business Card’s generous sign-up bonus and competitive rewards rate.

Read full review

Less

Money Crashers

For moderate- to heavy-spending business owners who regularly travel

from Money Crashers

The United MileagePlus Explorer Business Card is an excellent choice for frequent business travelers who live near United hubs and have no problem remaining loyal to the airline. It’s doubly useful for those with reason to spend heavily in the favored non-airfare categories (restaurants, office...More

The United MileagePlus Explorer Business Card is an excellent choice for frequent business travelers who live near United hubs and have no problem remaining loyal to the airline. It’s doubly useful for those with reason to spend heavily in the favored non-airfare categories (restaurants, office supply stores, and gas stations) and those who can spend more than $25,000 in a calendar year.

Read full review

Less

Miles to Memories

A card United flyers should carry

Miles to Memories

A compelling card for anyone that flies United on a regular basis. The card has enough perks that this is a long term keeper.

Read full review

A compelling card for anyone that flies United on a regular basis. The card has enough perks that this is a long term keeper.

Read full review

Less

The Points Guy

Great for a cobranded product

from The Points Guy

Between the checked bag fee waiver, free pair of United Club passes each year and many non-United benefits like primary car rental coverage, even occasional United flyers should be able to get outsized value from the United Explorer Business Card. The card’s earning rates aren’t industry-lead...More

Between the checked bag fee waiver, free pair of United Club passes each year and many non-United benefits like primary car rental coverage, even occasional United flyers should be able to get outsized value from the United Explorer Business Card. The card’s earning rates aren’t industry-leading, but they are great for a cobranded product and the potential PQD waiver is a nice incentive for spending with the card.

Read full review

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RewardExpert

All the expected airline perks are there, and so is the incentive to spend a lot

from RewardExpert

Because of its annual spending bonus of 10,000 miles, it’s a good card for a business that spends at least $25,000 per year. Additionally, employee cards are free, allowing business owners to earn rewards even faster.

Read full review

Because of its annual spending bonus of 10,000 miles, it’s a good card for a business that spends at least $25,000 per year. Additionally, employee cards are free, allowing business owners to earn rewards even faster.

Read full review

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Finder

A good choice if you want airline rewards

If you want a mile boost for business expenses, the Explorer Business card is for you. You’ll earn 2x miles on United ticket purchases. You’ll also earn 2x miles on gas, dining and office supplies. (Earn 1x miles on everything else.) What’s more, you can open a few employee cards if you need help accumulating miles. 

Read full review

If you want a mile boost for business expenses, the Explorer Business card is for you. You’ll earn 2x miles on United ticket purchases. You’ll also earn 2x miles on gas, dining and office supplies. (Earn 1x miles on everything else.) What’s more, you can open a few employee cards if you need help accumulating miles. 

Read full review

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HighYa

Can give you free flights solely based on your normal

from HighYa

The best fit for the card is someone whose business expenses line up with the miles bonuses on the card. We also believe that those who want pre-flight perks like priority boarding and free baggage will enjoy this card.

Read full review

The best fit for the card is someone whose business expenses line up with the miles bonuses on the card. We also believe that those who want pre-flight perks like priority boarding and free baggage will enjoy this card.

Read full review

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ValuePenguin

A good credit card for any businesses that frequently travels

from ValuePenguin

An excellent credit card for businesses that frequently find themselves flying with United. Plenty of good perks and features to to reward those loyal to the airline.

Read full review

An excellent credit card for businesses that frequently find themselves flying with United. Plenty of good perks and features to to reward those loyal to the airline.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.