Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kevin Payne, FinanceBuzzThe United Business card is packed with value if you are a frequent United flyer. It has incredible earning potential in spending categories that are popular with many businesses. The welcome bonus alone makes this card a solid choice for your next business credit card. If you aren’t interested in t...
- Nouri Zarrugh, CreditCards.comEven occasional United flyers should rack up miles quickly thanks to the United Business Card’s competitive rewards rate on travel and everyday purchases. Plus, you have a chance at even more miles when you pair it with a personal Chase United card.
- Lance Cothern, InvestopediaThe United Business card offers significant value to travelers who fly United at least every few months. The annual bonuses of 5,000 miles for taking seven or more flights within a calendar year and of two complimentary United Club passes are together worth roughly double the card’s $99 annual fee....
- Christy Rakoczy, FinanceBuzzIt offers plenty of advantages to businesses, including free employee credit cards, two United Club passes annually, and one free checked bag for the cardholder and a traveling companion on each United Flight. If you fly United and can benefit from these perks, this card is a strong one to consider.
- Miles to MemoriesChase has introduced a quality product in the United Business Card. It offers a slew of perks for your everyday purchases, but you may have these already from other credit cards. This is where each person’s situation is different, and this will affect your decision on whether to keep it long term o...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.49% ‐ 23.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.49% ‐ 23.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $99.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $15 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
60000 miles after spending $3,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | 2 miles for $1 spent |
| Groceries | No |
| Hotels | No |
| Travel |
2 miles for $1 spent On purchases from United® including tickets, Economy Plus®, Inflight food, beverages, Wi-Fi and other United charges |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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