Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kevin Payne, SlickDealsUnited’s lower-tier business credit card is made for occasional United flyers looking for a solid travel card with a modest annual fee (waived the first year). If you’re looking to try a travel card for your business without a big commitment, this is a good option. And you can also earn more in cate...
- Ashley Onadele, AwardWalletThe current offer on the United Business Card of 100,000 miles offers plenty of value for United fans. Beyond the welcome bonus, however, cardholders can take advantage of extra award availability, complimentary United Club passes, a first checked bag free, bonus miles, and plenty of other perks. We...
- BankrateThis business card can offer solid value for United fans, but it may not be the most rewarding option for occasional travelers looking to maximize their earnings on everyday business purchases.
- Ben Schlappig, One Mile at a TimeIf you have a small business and fly United Airlines with any frequency, then the United Business Card is definitely a card to consider. The card has a generous welcome bonus, and on top of that offers several perks that make this card worth holding onto. However, this isn’t a card I’d recommend usi...
- Katie Genter, Ryan Wilcox, The Points GuyThe United Business Card provides solid travel protections along with its ample benefits, and if you make at least seven purchases of $100 or more with United each year on your card, you'll get a $100 statement credit. Other perks such as priority boarding and 25% back on inflight purchases can add...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
21.99% ‐ 28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
21.99% ‐ 28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$99.00 Waived on the first year |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $15 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
75000 miles after spending $5,000 On purchases within the first 3 months |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | 2 miles for $1 spent |
| Groceries | No |
| Hotels | No |
| Travel |
2 miles for $1 spent On purchases from United® including tickets, Economy Plus®, Inflight food, beverages, Wi-Fi and other United charges |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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