Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Holly Johnson, The BalanceThe United Explorer Business Card, issued by Chase, gives cardholders the opportunity to earn airline miles with United as well as helpful travel benefits like priority boarding and free checked bags. This card is a good fit for small business owners who fly with United Airlines and hope to score fr...
- Ben, One Mile at a TimeThe United Explorer Business Card has a great limited time welcome bonus, which many small business owners might find useful. This is an especially good offer if you have a business that spends a decent amount in non-bonused categories, where the incremental spending will really come in handy. This...
- Ariana Arghandewal, Business InsiderThe United Explorer Business Card is a terrific card for those looking to give their United MileagePlus balances a boost. Credit cards with sign-up bonuses of up to 100,000 miles don't come around often and if you can manage the spending requirement, it's a great offer. Best of all, this card is a l...
- Emily Sherman, CreditCards.comBusiness owners who frequently fly United have a lot to gain from the United Explorer Business Card’s generous sign-up bonus and competitive rewards rate.
- Brian Martucci, Money CrashersThe United MileagePlus Explorer Business Card is an excellent choice for frequent business travelers who live near United hubs and have no problem remaining loyal to the airline. It’s doubly useful for those with reason to spend heavily in the favored non-airfare categories (restaurants, office supp...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.49% ‐ 24.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
17.49% ‐ 24.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
26.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$95.00 Waived on the first year. |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $15 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
50000 miles after spending $5,000 - On purchases within the first 3 months. - Plus, an additional 50,000 bonus miles after you spend $25,000 total on purchases within the first 6 months of account opening. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | 2 miles for $1 spent |
| Groceries | No |
| Hotels | No |
| Travel |
2 miles for $1 spent On tickets purchased from United. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments |
Other Names (AKA): United MileagePlus Explorer Business card |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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Critic Reviews
Best for business owners who fly United Airlines often
The United Explorer Business Card, issued by Chase, gives cardholders the opportunity to earn airline miles with United as well as helpful travel benefits like priority boarding and free checked bags. This card is a good fit for small business owners who fly with United Airlines and hope to score free flights and frequent flyer perks.
The United Explorer Business Card, issued by Chase, gives cardholders the opportunity to earn airline miles with United as well as helpful travel benefits like priority boarding and free checked bags. This card is a good fit for small business owners who fly with United Airlines and hope to score free flights and frequent flyer perks.
A card worth considering
The United Explorer Business Card has a great limited time welcome bonus, which many small business owners might find useful. This is an especially good offer if you have a business that spends a decent amount in non-bonused categories, where the incremental spending will really come in handy. T...More
The United Explorer Business Card has a great limited time welcome bonus, which many small business owners might find useful. This is an especially good offer if you have a business that spends a decent amount in non-bonused categories, where the incremental spending will really come in handy. This is a card that can be worth holding onto long term, for the United Club passes, priority boarding, free checked bags, and more. If you don’t yet have this card and are eligible, I’d highly recommend prioritizing it.
Generous airline perks for a $95 annual fee
The United Explorer Business Card is a terrific card for those looking to give their United MileagePlus balances a boost. Credit cards with sign-up bonuses of up to 100,000 miles don't come around often and if you can manage the spending requirement, it's a great offer. Best of all, this card is...More
The United Explorer Business Card is a terrific card for those looking to give their United MileagePlus balances a boost. Credit cards with sign-up bonuses of up to 100,000 miles don't come around often and if you can manage the spending requirement, it's a great offer. Best of all, this card is a long-term keeper. Even beyond the large sign-up bonus, you'll continue to get value out of it via category bonuses, travel perks and expanded award availability. The latter part will be especially useful when it comes time to put the sign-up bonus to use.
Competitive rewards on dining, gas and office supply purchases
Business owners who frequently fly United have a lot to gain from the United Explorer Business Card’s generous sign-up bonus and competitive rewards rate.
Business owners who frequently fly United have a lot to gain from the United Explorer Business Card’s generous sign-up bonus and competitive rewards rate.
For moderate- to heavy-spending business owners who regularly travel
The United MileagePlus Explorer Business Card is an excellent choice for frequent business travelers who live near United hubs and have no problem remaining loyal to the airline. It’s doubly useful for those with reason to spend heavily in the favored non-airfare categories (restaurants, office...More
The United MileagePlus Explorer Business Card is an excellent choice for frequent business travelers who live near United hubs and have no problem remaining loyal to the airline. It’s doubly useful for those with reason to spend heavily in the favored non-airfare categories (restaurants, office supply stores, and gas stations) and those who can spend more than $25,000 in a calendar year.
A card United flyers should carry
A compelling card for anyone that flies United on a regular basis. The card has enough perks that this is a long term keeper.
A compelling card for anyone that flies United on a regular basis. The card has enough perks that this is a long term keeper.
Great for a cobranded product
Between the checked bag fee waiver, free pair of United Club passes each year and many non-United benefits like primary car rental coverage, even occasional United flyers should be able to get outsized value from the United Explorer Business Card. The card’s earning rates aren’t industry-lead...More
Between the checked bag fee waiver, free pair of United Club passes each year and many non-United benefits like primary car rental coverage, even occasional United flyers should be able to get outsized value from the United Explorer Business Card. The card’s earning rates aren’t industry-leading, but they are great for a cobranded product and the potential PQD waiver is a nice incentive for spending with the card.
All the expected airline perks are there, and so is the incentive to spend a lot
Because of its annual spending bonus of 10,000 miles, it’s a good card for a business that spends at least $25,000 per year. Additionally, employee cards are free, allowing business owners to earn rewards even faster.
Because of its annual spending bonus of 10,000 miles, it’s a good card for a business that spends at least $25,000 per year. Additionally, employee cards are free, allowing business owners to earn rewards even faster.
A good choice if you want airline rewards
If you want a mile boost for business expenses, the Explorer Business card is for you. You’ll earn 2x miles on United ticket purchases. You’ll also earn 2x miles on gas, dining and office supplies. (Earn 1x miles on everything else.) What’s more, you can open a few employee cards if you need help accumulating miles.
If you want a mile boost for business expenses, the Explorer Business card is for you. You’ll earn 2x miles on United ticket purchases. You’ll also earn 2x miles on gas, dining and office supplies. (Earn 1x miles on everything else.) What’s more, you can open a few employee cards if you need help accumulating miles.
Can give you free flights solely based on your normal
The best fit for the card is someone whose business expenses line up with the miles bonuses on the card. We also believe that those who want pre-flight perks like priority boarding and free baggage will enjoy this card.
The best fit for the card is someone whose business expenses line up with the miles bonuses on the card. We also believe that those who want pre-flight perks like priority boarding and free baggage will enjoy this card.