Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Larissa Runkle, FinanceBuzzThe United Club Card from Chase is a comprehensive travel card for frequent flyers. If you find yourself frequently booking travel with United or one of their affiliate airlines in the Star Alliance network, then this may be the best airline credit card for you. With an earning rate of 2X miles on U...
- Daniel, UponArrivingI’m a pretty big fan of the United Club Card for those people who really value United Club access. If you can get approved for the card, it would not make much sense to pay out of pocket for the United Club membership when you could get it with this card for much cheaper.
- Kelli Bamforth, CreditCards.comWith its large sign-up bonus, fairly high rewards rate on both United purchases and general purchases and unlimited access to United Club lounges, the United MileagePlus Club Card is a good deal for loyal United flyers.
- Hannah Rounds, Credit Cards ExplainedThe United MileagePlus Club Card isn’t the “everyman’s” card. It’s best suited for people who spend at least $2000 per month on their credit cards, pay off the balance each month, and fly United frequently. Even then, the $450 might be off-putting. If you value the United Club membership perk, then...
- Robert Harrow, ValuePenguinIf lounge access is something you were previously interested in, getting the United MileagePlus® Club Card becomes extremely worth the annual fee, and ends up saving you $100.
Interest Rates | |
---|---|
Regular APR Interest Rate |
17.99% ‐ 24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
17.99% ‐ 24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
26.49% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $450.00 |
Balance Transfer Fee |
5% Minimum of $5 |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$39.00 Maximum |
Promotions | |
Sign up bonus |
75000 miles after spending $3,000 On purchases within the first 3 months. |
Rewards | |
All Purchases | 1.5 miles for $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel |
2 miles for $1 spent On tickets purchased from United. |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | No |
No Foreign Transaction Fees | Yes |
Emergency Assistance | No |
Concierge Service | Yes |
Price Protection | Yes |
Fraud Protection | No |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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