Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Stella Shon, ValuePenguinAirline cards are typically valuable for flyers who are loyal to one carrier. However, the new United Gateway℠ Card offers the potential to earn MileagePlus miles — even for the infrequent United flyer. This is a decent airline card to consider, as there are no foreign transaction fees and no annual...
- Nouri Zarrugh, CreditCards.comThough it falls short of other United credit cards when it comes to perks and ongoing rewards value, the United Gateway Card could be a good fit for occasional travelers looking to avoid an annual fee.
- Lance Cothern, InvestopediaThe United Gateway Card won’t appeal to frequent United fliers who are looking for a card with a lot of benefits. However, infrequent United fliers who want to earn miles toward award flights can find value in the one-time bonus and MileagePlus’ fairly high value per mile. Since this card doesn’t ch...
- Lindsay Vansomeren, The BalanceIf you’re finding it hard to justify an airline card with an annual fee these days (and we wouldn’t blame you), but you still want to gather frequent flier points for later, the United Gateway Card might be a good choice for you. It comes with no annual fee and many ways to earn UnitedMileage points...
- Gregory Karp, NerdWalletThe entry-level credit card for United Airlines offers a free way to test an airline card, but given its lack of perks, devoted United flyers might soon want to upgrade.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.49% ‐ 23.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.49% ‐ 23.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
10000 miles after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | No |
| Gas | 2 miles for $1 spent |
| Groceries |
3 miles for $1 spent Up to $1,500 per month through 9/30/2021 |
| Hotels | No |
| Travel |
2 miles for $1 spent Spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, baggage service charges and other United fees. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
2 miles per $1 spent on local transit and commuting, including ride share services, taxicabs, train tickets, tolls, and mass transit |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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