Union Bank Visa Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
10.49 ‐ 21.99% (0% for the first 15 months)
Balance Transfer
10.49 ‐ 21.99% (0% for the first 15 months)
Rewards
-
Signup Bonus
-


7.4/10
Informr score
The Union Bank Visa Credit Card currently has an Informr score of 7.4 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Union Bank Visa Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money Crashers

A solid balance transfer vehicle for new cardholders who expect to be able to pay off their transferred balances within 12 months of opening their accounts. It’s also a useful mechanism for financing large purchases on an interest-free basis.

- Brian Martucci, Money Crashers

Details


Interest Rates
Regular APR Interest Rate 10.49% ‐ 21.99% (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 10.49% ‐ 21.99% (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.25%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Additional Benefits

- Cell Phone Protection

- Roadside Dispatch

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


Money Crashers

A fine card for new cardholders seeking to finance large purchases

from Money Crashers

A solid balance transfer vehicle for new cardholders who expect to be able to pay off their transferred balances within 12 months of opening their accounts. It’s also a useful mechanism for financing large purchases on an interest-free basis.

Read full review

A solid balance transfer vehicle for new cardholders who expect to be able to pay off their transferred balances within 12 months of opening their accounts. It’s also a useful mechanism for financing large purchases on an interest-free basis.

Read full review

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User Reviews


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