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The Union Bank® Secured Visa® Credit Card currently has an Informr score of 7.2 out of 10.
This score is based on our evaluation of 3
sources including reviews from users and the web's most trusted critics.
Am I eligible?
Union Bank® Secured Visa® Credit Card is typically available to those with
credit scores (650 or greater).
To get this card, you must also:
Be a permanent or temporary resident of USA
Provide a minimum security deposit of $300.
Note: This information is only intended as a guide. The final decision is up to the bank and your
application could still be rejected even if you can answer 'Yes' to all the minimum criteria above.
Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
Union Bank’s secured card is a solid option if you’re looking to build a positive credit history. It reports your on-time payments to the major credit bureaus, which can get you on the road to financial health more quickly.
The Union Bank Secured Visa Card is designed for those who have had credit problems in the past, have no credit, or want to increase their credit rating. In exchange for a security deposit, you receive a credit card with reasonable annual fee and an opportunity to transfer to an unsecured credit car...
- Christina Majaski, Wise Bread
The Union Bank Secured Visa® Card is a solid choice for applicants who live on the West Coast and can afford the $300 minimum opening deposit. It’s not ideal for folks set on earning rewards for every dollar they spend, nor those who can’t make it to a branch to apply in person.
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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