Union Bank Business Rewards Visa Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
14.24% ‐ 23.24% (0% for the first 6 months)
Balance Transfer
14.24% ‐ 23.24%
Rewards
1 - 5 points
Signup Bonus
10000 points (after spending $5,000)


7.8/10
Informr score
The Union Bank Business Rewards Visa Credit Card currently has an Informr score of 7.8 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Union Bank Business Rewards Visa Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money Crashers

This is a good card for independent professionals and small business owners with relatively modest budgets, but it lacks sufficient firepower to support heavier spending.

- Brian Martucci, Money Crashers

Details


Interest Rates
Regular APR Interest Rate 14.24% ‐ 23.24% (0% for the first 6 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.24% ‐ 23.24%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.5%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $10

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $35.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 10000 points after spending $5,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent (on first $25000 spent)
Gas 2 points per $1 spent (on first $25000 spent)
Groceries No
Hotels No
Travel No
Pharmacy No
Bills 5 points per $1 spent (on first $25000 spent)

On business expenses (such as office supplies, utility bills, and telecom services).

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Visa SavingsEdge

- Emergency Card Replacement

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Money Crashers

Ideal for sole proprietors and small business owners

from Money Crashers

This is a good card for independent professionals and small business owners with relatively modest budgets, but it lacks sufficient firepower to support heavier spending.

Read full review

This is a good card for independent professionals and small business owners with relatively modest budgets, but it lacks sufficient firepower to support heavier spending.

Read full review

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User Reviews


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