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Truist Enjoy Beyond credit card review

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Advertiser Disclosure

Annual Fee
$195.00
Interest Rate: Purchases
17.74% ‐ 26.74% (Variable)
Interest Rate: Purchases
17.74% ‐ 26.74% (Variable)
Balance Transfer
17.74% ‐ 26.74% (Variable)
Balance Transfer
17.74% ‐ 26.74% (Variable)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
30000 points (after spending $1,500)
Signup Bonus
30000 points (after spending $1,500)


Am I eligible?


Truist Enjoy Beyond credit card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

Details


Interest Rates
Regular APR Interest Rate 17.74% ‐ 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.74% ‐ 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $195.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 30000 points after spending $1,500

On purchases within the first 90 days

Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent
Gas No
Groceries No
Hotels No
Travel 3 points per $1 spent
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Receive up to $100 annual travel experience statement credit for items such as ground transport, streaming services, and ticket agencies.
  • Up to $100 statement credit for TSA Pre-Check® or Global Entry® fee awarded once every four years.
  • Customizable card controls for added security.
  • Roadside Dispatch
  • Emergency Card Replacement
  • Emergency Cash Disbursement
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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