Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- BestCardsThe Truist Business Travel Rewards Credit Card offers plenty of value for its $49 annual fee – even before the news that Truist waives that fear for the first year. The double miles on travel-centric purchases are great, as are the 20,000 bonus miles from a very modest initial spend. The TSA or Glob...
Interest Rates | |
---|---|
Regular APR Interest Rate |
16.74% ‐ 25.74% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
16.74% ‐ 25.74% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
28.74% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
4% Minimum of $10 |
Cash Advance Fee |
4% Minimum of $10 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee |
$39.00 Maximum |
Late Payment Fee |
$39.00 Maximum |
Promotions | |
Sign up bonus |
20000 points after spending $2,000 On purchases within the first 90 days |
Rewards | |
All Purchases | 1 mile for $ spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | 2 miles for $1 spent |
Travel |
2 points per $1 spent On eligible airline ticket and car rental |
Pharmacy | No |
Bills | No |
Additional Details |
|
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | Yes |
Concierge Service | Yes |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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