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Truist Business Travel Rewards Credit Card review

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Advertiser Disclosure

Annual Fee
$49.00
Interest Rate: Purchases
17.49% ‐ 26.49% (Variable)
Interest Rate: Purchases
17.49% ‐ 26.49% (Variable)
Balance Transfer
17.49% ‐ 26.49% (Variable)
Balance Transfer
17.49% ‐ 26.49% (Variable)
Rewards
1 - 2 Miles
Rewards
1 - 2 Miles
Signup Bonus
20000 points (after spending $2,000)
Signup Bonus
20000 points (after spending $2,000)


Am I eligible?


Truist Business Travel Rewards Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


BestCards
BestCards

The Truist Business Travel Rewards Credit Card offers plenty of value for its $49 annual fee – even before the news that Truist waives that fear for the first year. The double miles on travel-centric purchases are great, as are the 20,000 bonus miles from a very modest initial spend. The TSA or Glob...

- BestCards

Details


Interest Rates
Regular APR Interest Rate 17.49% ‐ 26.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.49% ‐ 26.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $49.00

Waived on the first year

Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $39.00

Maximum

Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 20000 points after spending $2,000

On purchases within the first 90 days

Rewards
All Purchases 1 mile for $ spent
Restaurants No
Gas No
Groceries No
Hotels 2 miles for $1 spent
Travel 2 points per $1 spent

On eligible airline ticket and car rental

Pharmacy No
Bills No
Additional Details
  • Miles earned will expire at the end of the month that is 5 years from the date of issuance.

  • Get an extra Loyalty Travel Bonus based on your Truist business deposit relationship when you redeem miles for travel.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Receive up to $85 statement credit per organization every 4 years towards TSA Pre✓ or Global Entry application fee reimbursement.
  • Digital account management through Truist Online Banking and Truist eZBusiness.
  • Intuit® QuickBooks® integration to simplify your accounting.
  • Lost Luggage Reimbursement
  • Roadside Dispatch
  • Emergency Card Replacement
  • Emergency Cash Disbursement
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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