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Truist Business Cash Rewards Credit Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.74% ‐ 25.74% (Variable) (0% for the first 9 months)
Interest Rate: Purchases
16.74% ‐ 25.74% (Variable) (0% for the first 9 months)
Balance Transfer
16.74% ‐ 25.74% (Variable)
Balance Transfer
16.74% ‐ 25.74% (Variable)
Rewards
1 - 3% cashback
Rewards
1 - 3% cashback
Signup Bonus
-
Signup Bonus
-


Am I eligible?


Truist Business Cash Rewards Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

Details


Interest Rates
Regular APR Interest Rate 16.74% ‐ 25.74% (Variable) (0% for the first 9 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.74% ‐ 25.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 28.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $39.00

Maximum

Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants 2% cash back
Gas 3% cash back
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 2% cash back on utilities
  • Combined $2,000 monthly cap on 2% and 3% categories
  • 10%, 25%, or 50% Loyalty Cash Bonus based on your Truist deposit relationship when cash rewards are redeemed into a Truist deposit account.
  • Cash rewards earned will expire at the end of the month that is 5 years from the date of issuance.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Digital account management through Truist Online Banking and Truist eZBusiness.
  • Intuit® QuickBooks® integration to simplify your accounting.
  • Lost Luggage Reimbursement
  • Roadside Dispatch
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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