TRIO® Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
13.99% ‐ 22.99% (Variable)
Balance Transfer
13.99% ‐ 22.99% (Variable) (0% for the first 12 months)
Rewards
1 - 3% cashback
Signup Bonus
$100 after spending $1,000


7.9/10
Informr score
The TRIO® Credit Card currently has an Informr score of 7.9 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?


TRIO® Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Credit Fast

Is the Trio credit card a good idea? We think it’s a good idea for low spenders who want rewards on everyday purchases. You do want to keep track of how much you earn per quarter. This will allow you to maximize your rewards. However, this is a solid rewards card for the average spender.

- Monica Kowollik, Credit Fast
ValuePenguin

The TRIO Credit Card is a solid everyday credit card for low-to-moderate spenders. It’s especially useful for people who tend to eat out a lot, and those who have significant gas, grocery or drug store expenses throughout the year.

- Robert Harrow, ValuePenguin
Hustler MoneyBlog

You will earn 3% cash back rewards at restaurants & 2% cash back rewards on gas and at grocery and drug stores (up to $1,500 spend per quarter in these combined purchase categories). All other purchases will earn you 1% unlimited cash back rewards. Some other perk to this card is that there is n...

- Bryan Huynh, Hustler MoneyBlog
Finder

With cash back rewards, a long intro APR period on balance transfers and without an annual fee — there’s nothing to complain about the card. It stacks up well with its competitors and even overshadows some of them with the variety of rewards you can get.

- Finder
Credit Cards Explained

The TRIO® Credit Card from Fifth Third Bank is a great card for anyone looking for a no annual fee cash back card. Not only will you earn up to 3% cash back on the purchases you make most frequently, but you will also have the ability to transfer a balance and take advantage of the introductory 0% A...

- Sean Bryant, Credit Cards Explained

Details


Interest Rates
Regular APR Interest Rate 13.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.99% ‐ 22.99% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $100 after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 3% cash back
Gas 2% cash back
Groceries 2% cash back
Hotels No
Travel No
Pharmacy 2% cash back
Bills No
Additional Details

2% and 3% cash back limited to $1,500 spend per quarter in these combined purchase categories

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Virtual Cards No
Additional Benefits

- Cell Phone Protection

- Complimentary ShopRunner membership

- Mastercard Travel Services

- Save 10% on a onefinestay hom

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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