TRIO Credit Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
16.24 ‐ 25.24%
Balance Transfer
16.24 ‐ 25.24% (0% for the first 12 months)
Rewards
1 - 3% cashback
Signup Bonus
$100 after spending $1,000


7.9/10
Informr score
The TRIO Credit Card currently has an Informr score of 7.9 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?


TRIO Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Credit Fast

Is the Trio credit card a good idea? We think it’s a good idea for low spenders who want rewards on everyday purchases. You do want to keep track of how much you earn per quarter. This will allow you to maximize your rewards. However, this is a solid rewards card for the average spender.

- Monica Kowollik, Credit Fast
ValuePenguin

The TRIO Credit Card is a solid everyday credit card for low-to-moderate spenders. It’s especially useful for people who tend to eat out a lot, and those who have significant gas, grocery or drug store expenses throughout the year.

- Robert Harrow, ValuePenguin
Hustler MoneyBlog

You will earn 3% cash back rewards at restaurants & 2% cash back rewards on gas and at grocery and drug stores (up to $1,500 spend per quarter in these combined purchase categories). All other purchases will earn you 1% unlimited cash back rewards. Some other perk to this card is that there is n...

- Bryan Huynh, Hustler MoneyBlog
Finder

With cash back rewards, a long intro APR period on balance transfers and without an annual fee — there’s nothing to complain about the card. It stacks up well with its competitors and even overshadows some of them with the variety of rewards you can get.

- Finder
Credit Cards Explained

The TRIO® Credit Card from Fifth Third Bank is a great card for anyone looking for a no annual fee cash back card. Not only will you earn up to 3% cash back on the purchases you make most frequently, but you will also have the ability to transfer a balance and take advantage of the introductory 0% A...

- Sean Bryant, Credit Cards Explained

Details


Interest Rates
Regular APR Interest Rate 16.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 25.24% (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Minimum of $5

Cash Advance Fee 4%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus $100 after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 3% cash back
Gas 2% cash back
Groceries 2% cash back
Hotels No
Travel No
Pharmacy 2% cash back
Bills No
Additional Details

2% and 3% cash back limited to $1,500 spend per quarter in these combined purchase categories

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits

- Cell Phone Protection

- Complimentary ShopRunner membership

- Mastercard Travel Services

- Save 10% on a onefinestay hom

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with TRIO Credit Card

Rate It:

Critic Reviews


Credit Fast

For typically low spenders

from Credit Fast

Is the Trio credit card a good idea? We think it’s a good idea for low spenders who want rewards on everyday purchases. You do want to keep track of how much you earn per quarter. This will allow you to maximize your rewards. However, this is a solid rewards card for the average spender.

Read full review

Is the Trio credit card a good idea? We think it’s a good idea for low spenders who want rewards on everyday purchases. You do want to keep track of how much you earn per quarter. This will allow you to maximize your rewards. However, this is a solid rewards card for the average spender.

Read full review

Less

ValuePenguin

One of the best credit cards for dining out, especially for low-to-moderate spenders

from ValuePenguin

The TRIO Credit Card is a solid everyday credit card for low-to-moderate spenders. It’s especially useful for people who tend to eat out a lot, and those who have significant gas, grocery or drug store expenses throughout the year.

Read full review

The TRIO Credit Card is a solid everyday credit card for low-to-moderate spenders. It’s especially useful for people who tend to eat out a lot, and those who have significant gas, grocery or drug store expenses throughout the year.

Read full review

Less

Hustler MoneyBlog

Nice sign up bonus and rewards/benefits

from Hustler MoneyBlog

You will earn 3% cash back rewards at restaurants & 2% cash back rewards on gas and at grocery and drug stores (up to $1,500 spend per quarter in these combined purchase categories). All other purchases will earn you 1% unlimited cash back rewards. Some other perk to this card is that there i...More

You will earn 3% cash back rewards at restaurants & 2% cash back rewards on gas and at grocery and drug stores (up to $1,500 spend per quarter in these combined purchase categories). All other purchases will earn you 1% unlimited cash back rewards. Some other perk to this card is that there is no annual fee and no international transaction fees, making this a great everyday credit card.

Read full review

Less

Finder

A decent no-annul-fee credit card

With cash back rewards, a long intro APR period on balance transfers and without an annual fee — there’s nothing to complain about the card. It stacks up well with its competitors and even overshadows some of them with the variety of rewards you can get.

Read full review

With cash back rewards, a long intro APR period on balance transfers and without an annual fee — there’s nothing to complain about the card. It stacks up well with its competitors and even overshadows some of them with the variety of rewards you can get.

Read full review

Less

Credit Cards Explained

Offers generous cash back rewards and a lengthy introductory balance transfer offer

from Credit Cards Explained

The TRIO® Credit Card from Fifth Third Bank is a great card for anyone looking for a no annual fee cash back card. Not only will you earn up to 3% cash back on the purchases you make most frequently, but you will also have the ability to transfer a balance and take advantage of the introductory 0% APR offer.

Read full review

The TRIO® Credit Card from Fifth Third Bank is a great card for anyone looking for a no annual fee cash back card. Not only will you earn up to 3% cash back on the purchases you make most frequently, but you will also have the ability to transfer a balance and take advantage of the introductory 0% APR offer.

Read full review

Less

WalletHub

Best for relatively light spenders

from WalletHub

The TRIO® Credit Card from Fifth Third Bank is best for relatively light spenders with good or excellent who want to earn bonus rewards at restaurants, gas stations, grocery stores and drug stores. The TRIO Card offers 2% to 3% “cash” back in those purchase categories, you see, but only on first $1,500 that you spend each quarter.

Read full review

The TRIO® Credit Card from Fifth Third Bank is best for relatively light spenders with good or excellent who want to earn bonus rewards at restaurants, gas stations, grocery stores and drug stores. The TRIO Card offers 2% to 3% “cash” back in those purchase categories, you see, but only on first $1,500 that you spend each quarter.

Read full review

Less

Money Crashers

A great secondary card for restaurant spending

from Money Crashers

TRIO Credit Card from Fifth Third Bank is ideal for light to moderate spenders who can focus their purchases on the favored 2% and 3% categories – especially restaurants. This card performs best as a secondary spending aid that’s used primarily at restaurants, and to a lesser extent at gas stations, grocery stores, and drug stores.

Read full review

TRIO Credit Card from Fifth Third Bank is ideal for light to moderate spenders who can focus their purchases on the favored 2% and 3% categories – especially restaurants. This card performs best as a secondary spending aid that’s used primarily at restaurants, and to a lesser extent at gas stations, grocery stores, and drug stores.

Read full review

Less

MoneyUnder30

A straightforward, no-frills way to earn cash rewards

from MoneyUnder30

The TRIO card offers a balanced option for low-maintenance users alongside those individuals who love to travel and appreciate dining out. The card’s interest rates, while matching most industry standards on the lower end of the variable scale and slightly higher on the upper end, are countered by no annual fee.

Read full review

The TRIO card offers a balanced option for low-maintenance users alongside those individuals who love to travel and appreciate dining out. The card’s interest rates, while matching most industry standards on the lower end of the variable scale and slightly higher on the upper end, are countered by no annual fee.

Read full review

Less

BankCheckingSavings

For those looking for easy to earn rewards with no hassle

from BankCheckingSavings

3% cash back at restaurants could be quite attractive, but there’s not really enough appeal to this card to significantly say it’s necessary to apply for the TRIO except there’s no annual fee and no foreign transaction fees, however, I don’t really see the point of having no foreign trans...More

3% cash back at restaurants could be quite attractive, but there’s not really enough appeal to this card to significantly say it’s necessary to apply for the TRIO except there’s no annual fee and no foreign transaction fees, however, I don’t really see the point of having no foreign transaction fees considering that I find this card to be better off as a daily usage card and nothing more.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.