Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- John S Kiernan, WalletHubThe TRIO® Credit Card from Fifth Third Bank is best for relatively light spenders with good or excellent who want to earn bonus rewards at restaurants, gas stations, grocery stores and drug stores. The TRIO Card offers 2% to 3% “cash” back in those purchase categories, you see, but only on first $1,...
- Monica Kowollik, Credit FastIs the Trio credit card a good idea? We think it’s a good idea for low spenders who want rewards on everyday purchases. You do want to keep track of how much you earn per quarter. This will allow you to maximize your rewards. However, this is a solid rewards card for the average spender.
- Robert Harrow, ValuePenguinThe TRIO Credit Card is a solid everyday credit card for low-to-moderate spenders. It’s especially useful for people who tend to eat out a lot, and those who have significant gas, grocery or drug store expenses throughout the year.
- Bryan Huynh, Hustler MoneyBlogYou will earn 3% cash back rewards at restaurants & 2% cash back rewards on gas and at grocery and drug stores (up to $1,500 spend per quarter in these combined purchase categories). All other purchases will earn you 1% unlimited cash back rewards. Some other perk to this card is that there is n...
- FinderWith cash back rewards, a long intro APR period on balance transfers and without an annual fee — there’s nothing to complain about the card. It stacks up well with its competitors and even overshadows some of them with the variety of rewards you can get.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 22.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
13.99% ‐ 22.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$100 after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 3% cash back |
| Gas | 2% cash back |
| Groceries | 2% cash back |
| Hotels | No |
| Travel | No |
| Pharmacy | 2% cash back |
| Bills | No |
| Additional Details |
2% and 3% cash back limited to $1,500 spend per quarter in these combined purchase categories |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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