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TD Double Up Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
17.99% ‐ 27.99% (Variable)
Interest Rate: Purchases
17.99% ‐ 27.99% (Variable)
Balance Transfer
17.99% ‐ 27.99% (Variable) (0% for the first 18 months)
Balance Transfer
17.99% ‐ 27.99% (Variable) (0% for the first 18 months)
1% cashback
1% cashback
Signup Bonus
$100 after spending $1,000
Signup Bonus
$100 after spending $1,000

Informr score
The TD Double Up Card currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?

TD Double Up Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The TD Double Up Card has a simple and generous rewards plan anyone seeking cash back on their spending can appreciate. But apples-to-apples you may find the flexibility of other 2% cash back cards more attractive. And if you have the tolerance to track multiple spending categories, you may find ano...

- Robin Saks Frankel, Forbes

The TD Double Up Visa Card is a valuable cash back card for existing TD Bank customers. Because the card earns 2% back in total on rewards pumped into an eligible TD Bank account – but only 1% back on purchases placed into an external account – the value is just for current TD customers. That is nec...

- BestCards

If you don’t already have a 2% cash back credit card, this is an option that’s worth adding to your wallet. You’re going to need a TD Bank account to get the full rewards, but that’s a relatively small hurdle to clear. If you’re looking for an everyday spender, Clark prefers 2% back cards to cards t...

- Nick Cole, Clark

The card’s rich 2% back and bonus make it a good flat-rate cash-back card. But to earn those rewards, you’ll need to meet some requirements.

- Funto Omojola, NerdWallet
Hustler MoneyBlog
Hustler MoneyBlog

The TD Double Up Credit Card is a great everyday card with a decent welcome bonus. Every purchase that you make could count towards your rewards.

- Anthony Nguyen, Hustler MoneyBlog


Interest Rates
Regular APR Interest Rate 17.99% ‐ 27.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.99% ‐ 27.99% (Variable) (0% for the first 18 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus $100 after spending $1,000
  • On purchases within the first 3 months.
  • Get bonus in the form of a statement credit
All Purchases 1% cash back

Plus, earn 1% Cash Back when you redeem into an eligible TD Bank Deposit Account

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments

TD Bank Deposit Account Required

Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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