TD Cash Secured Credit Card review

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Advertiser Disclosure

Annual Fee
$29.00
Minimum Deposit
$500.00
Interest Rate: Purchases
25.24%
Balance Transfer
25.24% ‐ 25.24% (0% for the first 12 months)


Am I eligible?


TD Cash Secured Credit Card is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA
Yes Provide a minimum security deposit of $500.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Finder

TD ups the ante on the standard secured card formula by offering a solid rewards program on common categories such as purchases for dining and groceries. This is an uncommon perk for secured cards and can help you create healthy spending habits while you rebuild your credit.

- Finder

Details


Interest Rates
Regular APR Interest Rate 25.24%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 25.24% ‐ 25.24% (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.49%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $29.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants 3% cash back
Gas No
Groceries 2% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits

- Instant card replacement

Eligibility
Minimum Security Deposit $500
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Finder

Rebuild your credit and get solid rewards using this card

TD ups the ante on the standard secured card formula by offering a solid rewards program on common categories such as purchases for dining and groceries. This is an uncommon perk for secured cards and can help you create healthy spending habits while you rebuild your credit.

Read full review

TD ups the ante on the standard secured card formula by offering a solid rewards program on common categories such as purchases for dining and groceries. This is an uncommon perk for secured cards and can help you create healthy spending habits while you rebuild your credit.

Read full review

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User Reviews


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