SunTrust Travel Rewards Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
13.24 ‐ 23.24%
Balance Transfer
13.24 ‐ 23.24% (0% for the first 15 months)
Rewards
1 - 3% cashback
Signup Bonus
$250 after spending $3,000


7.5/10
Informr score
The SunTrust Travel Rewards Credit Card currently has an Informr score of 7.5 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?


SunTrust Travel Rewards Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

With a low APR and a triple point bonus on airfare, hotels and car rental purchases, this is a good card to use for travel; however, don’t count on using it for everyday purchases since you won’t get much value out of the card once you return home.

- Robin Ratcliff, CreditCards.com
Money Crashers

Ideal for frequent travelers who spend heavily enough to offset the $89 annual fee. SunTrust deposit accountholders make out especially well on the deal, thanks to potentially generous cash back bonuses and annual fee waivers for high-end accounts.

- Brian Martucci, Money Crashers
Bank Deal Guy

It offers the benefits of 3% cash back on travel purchases, no foreign transaction fees and up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA Precheck. Don’t forget this is all on top of $250 bonus when you spend $3,000 in purchases within...

- Michelle Chuang, Bank Deal Guy

Details


Interest Rates
Regular APR Interest Rate 13.24% ‐ 23.24%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.24% ‐ 23.24% (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.99%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $89.00

Waived on the first year.

Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus $250 after spending $3,000

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 2% cash back
Gas No
Groceries No
Hotels No
Travel 3% cash back
Pharmacy No
Bills No
Additional Details
  • Up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA Precheck
  • Get a cash back bonus of up to 50% based on your deposit relationship with SunTrust, when you redeem your cash back directly into a SunTrust Checking, Savings or Money Market account.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Additional Benefits
  • Baggage Delay Insurance
  • Trip Cancellation/Interruption Insurance
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


CreditCards.com

Good rewards for frequent travelers

from CreditCards.com

With a low APR and a triple point bonus on airfare, hotels and car rental purchases, this is a good card to use for travel; however, don’t count on using it for everyday purchases since you won’t get much value out of the card once you return home.

Read full review

With a low APR and a triple point bonus on airfare, hotels and car rental purchases, this is a good card to use for travel; however, don’t count on using it for everyday purchases since you won’t get much value out of the card once you return home.

Read full review

Less

Money Crashers

A strong choice for frequent travelers who don’t care about add-on benefits

from Money Crashers

Ideal for frequent travelers who spend heavily enough to offset the $89 annual fee. SunTrust deposit accountholders make out especially well on the deal, thanks to potentially generous cash back bonuses and annual fee waivers for high-end accounts.

Read full review

Ideal for frequent travelers who spend heavily enough to offset the $89 annual fee. SunTrust deposit accountholders make out especially well on the deal, thanks to potentially generous cash back bonuses and annual fee waivers for high-end accounts.

Read full review

Less

Bank Deal Guy

A great credit card for those who travel often

from Bank Deal Guy

It offers the benefits of 3% cash back on travel purchases, no foreign transaction fees and up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA Precheck. Don’t forget this is all on top of $250 bonus when you spend $3,000 in purchases within 3 months of account opening.

Read full review

It offers the benefits of 3% cash back on travel purchases, no foreign transaction fees and up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA Precheck. Don’t forget this is all on top of $250 bonus when you spend $3,000 in purchases within 3 months of account opening.

Read full review

Less

User Reviews


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