Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kelly Dilworth, Matthew Klammer, The BalanceIf you’re struggling under the weight of credit card debt, the SunTrust Prime Rewards Credit Card’s unusual balance transfer offer could give you just the breathing room you need to regain control. You won’t avoid interest on transferred balances altogether, but an exceptionally long low-interest pe...
- Taylor Tepper, The WirecutterThanks to the low 5.25% intro APR, this option will save you the most if you know it’ll take you three full years to pay off your debt. But you’ll pay much more in interest on this card than on the Ring if you pay off your debt in less than three years. You can also lose the low intro rate if you mi...
- Brian Martucci, Money CrashersA solid balance transfer option for new cardholders seeking to pay down high-interest credit card balances without incurring balance transfer fees. For new cardholders who can afford to spend $500 within 3 months, it’s also an easy way to snag some extra cash.
- Michelle Chuang, Bank Deal GuyIf you planning on doing any balance transfers soon, then check out the SunTrust Prime Rewards Credit Card. This card offers 3 years at an intro APR on balance transfers made in the first 60 days and no fees on balance transfers made in the first 60 days.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
11.24% ‐ 21.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
11.24% ‐ 21.24% (Variable) (3.25% for the first 36 months)
|
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3%
|
| Cash Advance Fee |
4% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
$100 after spending $500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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