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SunTrust Cash Rewards Credit Card review

7.7/10 AVG.
RATING
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  • SunTrust Cash Rewards Credit Card

Specs / Features


Interest Rates
Regular APR Interest Rate 11.24% ‐ 21.24% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 11.24% ‐ 21.24% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants No
Gas 5% cash back (on first $6000 spent)
  • On combined  purchases with groceries in the first 12 months.
  • 2% cash back after introductory bonus cash back
Groceries 5% cash back (on first $6000 spent)
  • On combined  purchases with gas in the first 12 months.
  • 2% cash back after introductory bonus cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Get a cash back bonus of 10%, 25% or more based on your deposit relationship with SunTrust, when you redeem your cash back directly into a SunTrust Checking, Savings or Money Market account.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Baggage Delay Insurance
  • Trip Cancellation/Interruption Insurance
  • Optional Overdraft Protection
  • Complimentary ShopRunner® Membership
  • Mastercard ID Theft Protection™
  • Cell Phone Protection
  • 10% off onefinestay.com bookings
  • Roadside Assistance
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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