SunTrust Business Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
12.24% ‐ 19.24% (Variable) (0% for the first 12 months)
Balance Transfer
12.24% ‐ 19.24% (Variable)
1 - 5% cashback
Signup Bonus

Informr score
The SunTrust Business Credit Card currently has an Informr score of 5.6 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?

SunTrust Business Credit Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

This business card offers unbeatable flexibility with no preset credit limit and solid, business-friendly cash rewards.

- Kelly Dilworth,

If you’re looking for a simple, no-annual-fee card for your business, the SunTrust MasterCard Business Credit Card could be a good choice. You’ll earn high cash back on gas and office supplies, with an intro APR period on purchases.

- Finder


Interest Rates
Regular APR Interest Rate 12.24% ‐ 19.24% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 12.24% ‐ 19.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 23.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $35.00
Late Payment Fee $49.00


Sign up bonus No
All Purchases 1% cash back
Restaurants No
Gas 5% cash back (on first $2000 spent)
  • 3% thereafter
  • Includes purchases made on office supplies.
  • Intro rate applies on the first 12 months of account opening.
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Get a cash back bonus of 10% or 25% based on your Business deposit relationship with SunTrust when you redeem your Cash Back Rewards directly into a SunTrust Business Checking, Savings or Money Market account.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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