Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Daniel Gillaspia, UponArrivingOverall, the Spirit Airlines World Mastercard is not the most impressive airline credit card. I like that it earns 2X miles on all purchases but those miles are just not very valuable which hurts the value proposition. It’s nice that you have access to cheap or awards but there are other perks that...
- Lance Cothern, InvestopediaThe Spirit Airlines World Mastercard offers 2 miles per dollar spent on purchases. It also lets you book off-peak awards, which is key to maximizing your Free Spirit miles and is only available to cardholders with either this card or the Spirit Promerica Mastercard. Add on the 15,000 miles bonus aft...
- Shannon Serpette, LendEDUWhile it does have a low introductory annual fee, the Spirit Airlines Mastercard is best only for those who seek out budget airlines or who like to fly with Spirit. It is easy to get the sign-up bonus if you don’t have much money to spend, but the points are generally harder to redeem.
- Andy Shuman, CreditCards.comValue conscious travelers who live near a Spirit Airlines will appreciate this budget card’s unusually generous rewards rate, which offers 2 points for every dollar spent on any purchase; but cardholders who want more flexibility may be turned off by Spirit Airlines’ hidden fees and restrictive rule...
- Robert Harrow, ValuePenguinDue to the low value of Spirit Airlines miles, there isn't a whole lot of value one can extract from the Spirit Airline credit card.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
18.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$59.00 Waived on the first year. |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
15000 miles after spending $500 - On purchases within the first 3 months. - Also, earn 15,000 bonus miles after your first purchase. |
| Rewards | |
| All Purchases | 2 miles for $1 spent |
| Restaurants |
5 miles for $1 spent At participating restaurants. |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
5,000 anniversary bonus miles when you spend at least $10,000 in purchases annually. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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