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Southwest Rapid Rewards® Priority Credit Card review

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Advertiser Disclosure

Annual Fee
$149.00
Interest Rate: Purchases
19.74% ‐ 26.74% (Variable)
Interest Rate: Purchases
19.74% ‐ 26.74% (Variable)
Balance Transfer
19.74% ‐ 26.74% (Variable)
Balance Transfer
19.74% ‐ 26.74% (Variable)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
75000 points (after spending $3,000)
Signup Bonus
75000 points (after spending $3,000)


8.6/10
Informr score
The Southwest Rapid Rewards® Priority Credit Card currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 26 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Southwest Rapid Rewards® Priority Credit Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


One Mile at a Time
One Mile at a Time

If you’re eligible for the Southwest Priority Card and fly Southwest with any frequency, then this card is absolutely worth it. I’d argue this card is a better value all around than the two other Southwest personal cards. For the card’s $149 annual fee you’re getting a 7,500 point anniversary bonus...

- Ben Schlappig, One Mile at a Time
UponArriving
UponArriving

The Priority Card’s benefits will clearly offset the annual fee for a lot of people, so I think it’s a great travel rewards card for Southwest flyers.

- Daniel Gillaspia, UponArriving
The Points Guy
The Points Guy

If you fly Southwest at least a few times each year, you’re sure to come out ahead with the Southwest Priority Credit Card. The card’s everyday earning rates leave something to be desired, but impressive built-in perks like a $75 annual travel credit and 7,500-point anniversary bonus easily make up...

- Jennifer Yellin, The Points Guy
GOBankingRates
GOBankingRates

The Chase Southwest Rapid Rewards Priority card offers decent points rewards for Southwest purchases, plus enough travel benefits to more than offset the annual fee — by a wide margin for cardholders who make A-List or A-List Preferred status. Add to that a generous new-member bonus, a competitive A...

- Daria Uhlig, GOBankingRates
Upgraded Points
Upgraded Points

If you fly with Southwest often enough to take advantage of the card’s benefits including the $75 travel credit, 7,500 bonus points, Upgraded Boarding certificates, and 25% discount on inflight purchases, then the Southwest Priority card would definitely be worth it for you.

- Jarrod West, Upgraded Points

Details


Interest Rates
Regular APR Interest Rate 19.74% ‐ 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 19.74% ‐ 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 28.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $149.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 75000 points after spending $3,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 2 points per $1 spent
Travel 3 points per $1 spent

On Southwest® purchases

Pharmacy No
Bills 2 points per $1 spent

On internet, cable, phone services and select streaming

Additional Details
  • Earn 2 points per $1 spent on local transit, car rental partner, and commuting, including rideshare
  • Receive 7,500 bonus points after your cardmember anniversary.
  • 1,500 tier qualifying points towards A-List status for every $10,000 spent
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • $75 Southwest annual travel credit.
  • Four Upgraded Boardings per year when available.
  • Earn tier qualifying points towards A-list Status.
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
  • Free year of DoorDash DashPass
  • 25% back on inflight purchases
  • 2 EarlyBird Check-In® per year
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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