Southwest Rapid Rewards® Priority Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
17.74% ‐ 24.74% (Variable)
Balance Transfer
17.74% ‐ 24.74% (Variable)
Rewards
1 - 2 points
Signup Bonus
40000 points (after spending $1,000)


9.1/10
Informr score
The Southwest Rapid Rewards® Priority Credit Card currently has an Informr score of 9.1 out of 10. This score is based on our evaluation of 16 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Southwest Rapid Rewards® Priority Credit Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Points Guy

If you only fly Southwest once in a blue moon, you might be better off with one of the other Southwest cards with a lower annual fee or even another travel rewards card. But as long as you fly Southwest twice per year, you’re sure to come out ahead with the Southwest Rapid Rewards Priority Credit Ca...

- Ethan Steinberg, The Points Guy
One Mile at a Time

When providing credit card advice, my answer to whether or not it makes sense to get a certain card is usually “it depends.” In the case of the Southwest Priority Card, I think it’s actually pretty clear-cut. Assuming you fly Southwest with any frequency (and if you don’t, you shouldn’t get this car...

- Ben, One Mile at a Time
The Wirecutter

Dedicated Southwest flyers looking to keep life simple by booking their flights with a Southwest credit card should strongly consider this one, even if it’s pricier than the alternatives. It can make traveling with a partner, and even your experience on the plane, less expensive and more joyful.

- Sally French, The Wirecutter
The Wirecutter

Dedicated Southwest flyers looking to keep life simple by booking their flights with a Southwest credit card should strongly consider this one, even if it’s pricier than the alternatives. It can make traveling with a partner, and even your experience on the plane, less expensive and more joyful.

- Taylor Tepper, The Wirecutter
CreditCards.com

The Southwest Rapid Rewards Priority Credit Card doesn’t have as much heft as most elite airline cards, but it does offer enough value to justify paying the higher fee.

- Robin Ratcliff, CreditCards.com

Details


Interest Rates
Regular APR Interest Rate 17.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $149.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 40000 points after spending $1,000

- On purchases within the first 3 months.

- Plus, earn an additional 20,000 points after you spend $12,000 on purchases in the first 12 months of account opening.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

Spent on Southwest Airlines purchases.

Pharmacy No
Bills No
Additional Details

Receive 7,500 bonus points each account anniversary year.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits

- $75 Southwest annual travel credit.

- Four Upgraded Boardings per year when available.

- 20% back on in-flight drinks, WiFi, messaging, and movies.

- Earn tier qualifying points towards A-list Status.

- Lost Luggage Reimbursement

- Baggage Delay Insurance

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


The Points Guy

Offers less-common perks

from The Points Guy

If you only fly Southwest once in a blue moon, you might be better off with one of the other Southwest cards with a lower annual fee or even another travel rewards card. But as long as you fly Southwest twice per year, you’re sure to come out ahead with the Southwest Rapid Rewards Priority Cred...More

If you only fly Southwest once in a blue moon, you might be better off with one of the other Southwest cards with a lower annual fee or even another travel rewards card. But as long as you fly Southwest twice per year, you’re sure to come out ahead with the Southwest Rapid Rewards Priority Credit Card. The card’s everyday earning rates leave something to be desired, but impressive built-in perks like a $75 annual travel credit and 7,500-point anniversary bonus easily make up for it.

Read full review

Less

One Mile at a Time

Worthwhile for a vast majority of consumers

from One Mile at a Time

When providing credit card advice, my answer to whether or not it makes sense to get a certain card is usually “it depends.” In the case of the Southwest Priority Card, I think it’s actually pretty clear-cut. Assuming you fly Southwest with any frequency (and if you don’t, you shouldn’t...More

When providing credit card advice, my answer to whether or not it makes sense to get a certain card is usually “it depends.” In the case of the Southwest Priority Card, I think it’s actually pretty clear-cut. Assuming you fly Southwest with any frequency (and if you don’t, you shouldn’t get this card): The Priority Card is worth having long term for the benefits that more than justify the annual fee.

Read full review

Less

The Wirecutter

Accelerate toward the coveted companion pass

from The Wirecutter

Dedicated Southwest flyers looking to keep life simple by booking their flights with a Southwest credit card should strongly consider this one, even if it’s pricier than the alternatives. It can make traveling with a partner, and even your experience on the plane, less expensive and more joyful.

Read full review

Dedicated Southwest flyers looking to keep life simple by booking their flights with a Southwest credit card should strongly consider this one, even if it’s pricier than the alternatives. It can make traveling with a partner, and even your experience on the plane, less expensive and more joyful.

Read full review

Less

The Wirecutter

Best if you fly Southwest Airlines

from The Wirecutter

Dedicated Southwest flyers looking to keep life simple by booking their flights with a Southwest credit card should strongly consider this one, even if it’s pricier than the alternatives. It can make traveling with a partner, and even your experience on the plane, less expensive and more joyful.

Read full review

Dedicated Southwest flyers looking to keep life simple by booking their flights with a Southwest credit card should strongly consider this one, even if it’s pricier than the alternatives. It can make traveling with a partner, and even your experience on the plane, less expensive and more joyful.

Read full review

Less

CreditCards.com

Offers a few more perks than other Southwest cards

from CreditCards.com

The Southwest Rapid Rewards Priority Credit Card doesn’t have as much heft as most elite airline cards, but it does offer enough value to justify paying the higher fee.

Read full review

The Southwest Rapid Rewards Priority Credit Card doesn’t have as much heft as most elite airline cards, but it does offer enough value to justify paying the higher fee.

Read full review

Less

Finder

Ultimate Southwest Airlines credit card for the frequent flyer

If you’re a frequent Southwest Airlines flyer, the Southwest Rapid Rewards Priority Credit Card could be a great addition to your wallet. Aside from earning points on Southwest flights, you can earn points on their hotel and car rental partners. Furthermore, you get a solid signup bonus, annual...More

If you’re a frequent Southwest Airlines flyer, the Southwest Rapid Rewards Priority Credit Card could be a great addition to your wallet. Aside from earning points on Southwest flights, you can earn points on their hotel and car rental partners. Furthermore, you get a solid signup bonus, annual travel credit, annual bonus points and more.

Read full review

Less

Business Insider

An excellent card for those loyal to the airline

from Business Insider

If your singular focus in a credit card is to earn travel miles, then the Southwest Priority card is one of the best cards available. If you fly frequently (over 50 times a year) and Southwest is your preferred airline, this is with little doubt the best travel card for your money. If you do not...More

If your singular focus in a credit card is to earn travel miles, then the Southwest Priority card is one of the best cards available. If you fly frequently (over 50 times a year) and Southwest is your preferred airline, this is with little doubt the best travel card for your money. If you do not fly Southwest, be mindful of where you fly, as they are a smaller, largely domestic airline.

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Credit Card Insider

Good choice, offering valuable rewards and benefits

from Credit Card Insider

The Southwest Airlines Rapid Rewards Priority Card might be a smart choice for Southwest Airlines devotees. If you do most of your travel with the no-frills carrier, you’re likely to get a lot of value out of the card.

Read full review

The Southwest Airlines Rapid Rewards Priority Card might be a smart choice for Southwest Airlines devotees. If you do most of your travel with the no-frills carrier, you’re likely to get a lot of value out of the card.

Read full review

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MagnifyMoney

It’s a mixed bag

from MagnifyMoney

If you combine the lower annual fee with enhanced perks on the Southwest Rapid Rewards Priority Credit Card — the $75 statement credit, the four high boarding passes and the 20% inflight discount — it may be a good alternative to the Southwest Rapid Rewards Premier Credit Card and the Southwest Rapid Rewards Plus Credit Card.

Read full review

If you combine the lower annual fee with enhanced perks on the Southwest Rapid Rewards Priority Credit Card — the $75 statement credit, the four high boarding passes and the 20% inflight discount — it may be a good alternative to the Southwest Rapid Rewards Premier Credit Card and the Southwest Rapid Rewards Plus Credit Card.

Read full review

Less

Miles to Memories

Below average earning

Miles to Memories

There is some value in the card on a year to year basis if you maximize the perks. If you fly Southwest often this could be a card you keep long term because of the anniversary points and yearly credit. If you do decide to keep it you probably won’t pull it out of your wallet all that often.

Read full review

There is some value in the card on a year to year basis if you maximize the perks. If you fly Southwest often this could be a card you keep long term because of the anniversary points and yearly credit. If you do decide to keep it you probably won’t pull it out of your wallet all that often.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.