Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jennifer Yellin, The Points GuyThe Southwest Rapid Rewards Premier Credit Card can be a good option for frequent Southwest flyers and currently offers a decent welcome offer. Even though some people will come out ahead by opting for the Southwest Rapid Rewards Priority Credit Card and the $75 annual Southwest travel credit it car...
- Ben Schlappig, One Mile at a TimeThe Southwest Premier Card is a great mid-range credit card. It has an exceptional welcome bonus, plus ongoing perks that justify the annual fee, between the 6,000 Rapid Rewards points annually, and the EarlyBird check-ins.
- Holly Johnson, CreditCards.comIf you frequently fly Southwest, it’s worth upgrading to this high value airline card, despite its $99 annual fee: It offers one of the best sign-up bonuses on the market and its rewards points are worth substantially more than the average credit card rewards point.
- Brett Holzhauer, CNBCA solid airline credit card for consumers who regularly fly with the Dallas-based carrier. The card comes with a decent welcome offer, flexible bonus spending categories, travel insurance and several benefits when you fly with the airline. And if you plan on traveling internationally, you won’t have...
- Jason Steele, MyBankTrackerThe is much like other airline credit cards, but it has an ace up its sleeve. Other airlines charge baggage fees but offer free bags with its credit card, but Southwest does neither. Instead, the Southwest Rapid Rewards Premier credit card allows you to earn points towards its invaluable Companion P...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.74% ‐ 23.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.74% ‐ 23.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $99.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
40000 points after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | 2 points per $1 spent |
| Travel |
3 points per $1 spent On Southwest® purchases |
| Pharmacy | No |
| Bills |
2 points per $ spent On internet, cable, phone services and select streaming |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Southwest Rapid Rewards® Premier Credit Card
