Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Holly Johnson, CreditCards.comThe Southwest Premier card is definitely a good choice among airline credit cards, but it may not be the best card if you don’t fly Southwest often, or even if want to earn rewards specific to the Southwest Rapid Rewards program. Like we mentioned, the Chase Sapphire Reserve lets you earn 3 points p...
- Angela Fung, Business InsiderThe Southwest Rapid Rewards® Premier Credit Card is worth considering if you fly Southwest, even occasionally. This card strikes the best balance between valuable benefits and a moderate annual fee.
- Ben Schlappig, One Mile at a TimeThe Southwest Premier Card is a solid mid-range credit card. It has a great welcome bonus, plus ongoing perks that justify the annual fee, between the 6,000 Rapid Rewards points annually, and the EarlyBird check-ins.
- Jennifer Yellin, Ryan Wilcox, The Points GuyThe Southwest Rapid Rewards Premier Credit Card can be a good option for semi-frequent Southwest flyers. If you fly with Southwest occasionally, this card's price point and perks could make it a good fit for your wallet without the higher price tag on other travel credit cards.
- Bob Haegele, TimeThe Southwest Rapid Rewards® Premier Credit Card offers decent value to occasional Southwest customers. It includes a few helpful perks, such as an anniversary point bonus, two EarlyBird check-ins, and a boost toward earning A-List status and the Companion Pass. However, the Southwest Rapid Rewards®...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
21.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
21.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $99.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
50000 points after spending $1,000 On purchases within the first 3 months plus |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | 2 points per $1 spent |
| Travel |
3 points per $1 spent On Southwest® purchases |
| Pharmacy | No |
| Bills |
2 points per $ spent On internet, cable, phone services and select streaming |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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