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Southwest Rapid Rewards® Premier Business Credit Card review

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Advertiser Disclosure

Annual Fee
$99.00
Interest Rate: Purchases
16.74% ‐ 23.74% (Variable)
Interest Rate: Purchases
16.74% ‐ 23.74% (Variable)
Balance Transfer
16.74% ‐ 23.74% (Variable)
Balance Transfer
16.74% ‐ 23.74% (Variable)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
60000 points (after spending $3,000)
Signup Bonus
60000 points (after spending $3,000)


8.3/10
Informr score
The Southwest Rapid Rewards® Premier Business Credit Card currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 21 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Southwest Rapid Rewards® Premier Business Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CNBC
CNBC

The Southwest® Rapid Rewards® Premier Business Credit Card is worth considering for any small business owner who enjoys a no-frills flying experience and likes to travel with Southwest. With a valuable welcome bonus, solid spending categories and a modest annual fee, the card presents a good value f...

- Brett Holzhauer, CNBC
Fit Small Business
Fit Small Business

The Southwest Rapid Rewards® Premier Business Credit Card is best for business owners who travel with Southwest Airlines frequently and want to enjoy travel perks—and it allows you to earn rewards that can be redeemed for free flights.

- Benilyn Formoso - Suralta, Fit Small Business
MyBankTracker
MyBankTracker

The Southwest Rapid Rewards Premier Business Credit Card is suited to business travelers who regularly fly with Southwest and want to earn unlimited points for award travel. This card may also catch the eye of any business owner who's interested in cashing in on the money-saving potential of the Com...

- Rebecca Lake, MyBankTracker
CardRatings.com
CardRatings.com

The best applicant for the Southwest® Rapid Rewards® Premier Business Credit Card is a person who travels using Southwest Airlines often and knows they will spend enough to earn that coveted Southwest Companion Pass. If you are a frequent business traveler, or require employee business travel, you a...

- Brooklyn Lowery, CardRatings.com
Upgraded Points
Upgraded Points

Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open and unlimited tier qualifying points towards A-List status.

- Alex Miller, Upgraded Points

Details


Interest Rates
Regular APR Interest Rate 16.74% ‐ 23.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.74% ‐ 23.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 60000 points after spending $3,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 2 points per $ spent
Travel 3 points per $1 spent

On Southwest Airlines® purchases

Pharmacy No
Bills No
Additional Details
  • 1,500 tier qualifying points towards A-List status for every $10,000 spent
  • Receive 6,000 bonus points after your cardmember anniversary.
  • Earn 2 points per $1 spent on car rental partners, local transit and commuting, including rideshare
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Free first and second checked bag
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
  • Free year of DoorDash DashPass
  • 2 EarlyBird Check-In® per year
  • 25% back on inflight purchases
  • $500 fee credit for points transfers per yearfootnote reference
  • Roadside dispatch
  • Travel and emergency assistance services
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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