Southwest Rapid Rewards® Premier Business Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.99% ‐ 22.99% (Variable)
Balance Transfer
15.99% ‐ 22.99% (Variable)
Rewards
1 - 2 points
Signup Bonus
60000 points (after spending $3,000)


8.1/10
Informr score
The Southwest Rapid Rewards® Premier Business Credit Card currently has an Informr score of 8.1 out of 10. This score is based on our evaluation of 12 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Southwest Rapid Rewards® Premier Business Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Investopedia

The Southwest Rapid Rewards Premier Business, $99 a year, is a great option if you don't want to pay the higher annual fee of a luxury travel card, or even of its $199 sibling, the Southwest Rapid Rewards Performance Business, but do want to earn rewards on the occasional Southwest flights you take....

- Rebecca Lake, Investopedia
MyBankTracker

The Southwest Rapid Rewards Premier Business Credit Card is suited to business travelers who regularly fly with Southwest and want to earn unlimited points for award travel. This card may also catch the eye of any business owner who's interested in cashing in on the money-saving potential of the Com...

- Rebecca Lake, MyBankTracker
CreditCards.com

The Southwest Rapid Rewards Premier Business credit card is a high-value airline card that makes it easy to earn flights, gift cards, rental cars and more.

- Holly Johnson, CreditCards.com
Hustler MoneyBlog

If you’re a frequent flyer with Southwest Airlines, the annual fee is next to nothing especially after all the perks, rewards, and benefits. Overall, for business owners who travel often, the Southwest Rapid Rewards® Premier Business Card can be a valuable addition to your wallet.

- Anthony Nguyen, Hustler MoneyBlog
Credit Cards Explained

If you are frequently flying Southwest Airlines for business, the Southwest Rapid Rewards Premier Business credit card should have a place in your wallet. It offers an impressive 60,000 points upon signup and tier qualifying points for spending throughout the year. But the biggest reason for having...

- Sean Bryant, Credit Cards Explained

Details


Interest Rates
Regular APR Interest Rate 15.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 60000 points after spending $3,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

On Southwest Airlines purchases

Pharmacy No
Bills No
Additional Details

Receive 6,000 bonus points after your cardmember anniversary.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Free first and second checked bag
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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