Southwest Rapid Rewards® Premier Business Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
17.74% ‐ 24.74% (Variable)
Balance Transfer
17.74% ‐ 24.74% (Variable)
Rewards
1 - 2 points
Signup Bonus
60000 points (after spending $3,000)


8.4/10
Informr score
The Southwest Rapid Rewards® Premier Business Credit Card currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 10 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Southwest Rapid Rewards® Premier Business Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

The Southwest Rapid Rewards Premier Business credit card is a high-value airline card that makes it easy to earn flights, gift cards, rental cars and more.

- Holly Johnson, CreditCards.com
Hustler MoneyBlog

If you’re a frequent flyer with Southwest Airlines, the annual fee is next to nothing especially after all the perks, rewards, and benefits. Overall, for business owners who travel often, the Southwest Rapid Rewards® Premier Business Card can be a valuable addition to your wallet.

- Anthony Nguyen, Hustler MoneyBlog
Credit Cards Explained

If you are frequently flying Southwest Airlines for business, the Southwest Rapid Rewards Premier Business credit card should have a place in your wallet. It offers an impressive 60,000 points upon signup and tier qualifying points for spending throughout the year. But the biggest reason for having...

- Sean Bryant, Credit Cards Explained
CreditDonkey

Southwest Rapid Rewards Premier Business Credit Card gives a great sign-up bonus. And with the yearly anniversary bonus, the annual fee is easily justified. It's best if you can spend enough to get the Companion Pass and/or elite status. That would give you the most value. But keep in mind that you...

- Anna G, CreditDonkey
Bank Deal Guy

For business owners who travel often, the Southwest Rapid Rewards Premier Business Credit Card can be another ideal card that can be add into their wallets for use.

- Anthony Nguyen, Bank Deal Guy

Details


Interest Rates
Regular APR Interest Rate 17.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 60000 points after spending $3,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

On Southwest Airlines purchases

Pharmacy No
Bills No
Additional Details

Receive 6,000 bonus points after your cardmember anniversary.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits
  • Free first and second checked bag
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Even more ways to earn miles

from CreditCards.com

The Southwest Rapid Rewards Premier Business credit card is a high-value airline card that makes it easy to earn flights, gift cards, rental cars and more.

Read full review

The Southwest Rapid Rewards Premier Business credit card is a high-value airline card that makes it easy to earn flights, gift cards, rental cars and more.

Read full review

Less

Hustler MoneyBlog

Great for businesses that are looking to maximize on their business purchases

from Hustler MoneyBlog

If you’re a frequent flyer with Southwest Airlines, the annual fee is next to nothing especially after all the perks, rewards, and benefits. Overall, for business owners who travel often, the Southwest Rapid Rewards® Premier Business Card can be a valuable addition to your wallet.

Read full review

If you’re a frequent flyer with Southwest Airlines, the annual fee is next to nothing especially after all the perks, rewards, and benefits. Overall, for business owners who travel often, the Southwest Rapid Rewards® Premier Business Card can be a valuable addition to your wallet.

Read full review

Less

Credit Cards Explained

For frequently traveling with Southwest Airlines for business

from Credit Cards Explained

If you are frequently flying Southwest Airlines for business, the Southwest Rapid Rewards Premier Business credit card should have a place in your wallet. It offers an impressive 60,000 points upon signup and tier qualifying points for spending throughout the year. But the biggest reason for havi...More

If you are frequently flying Southwest Airlines for business, the Southwest Rapid Rewards Premier Business credit card should have a place in your wallet. It offers an impressive 60,000 points upon signup and tier qualifying points for spending throughout the year. But the biggest reason for having this card is the ability to fast track your way to the highly sought-after Southwest Airlines companion pass.

Read full review

Less

CreditDonkey

Good domestic airlines credit card for business owners

from CreditDonkey

Southwest Rapid Rewards Premier Business Credit Card gives a great sign-up bonus. And with the yearly anniversary bonus, the annual fee is easily justified. It's best if you can spend enough to get the Companion Pass and/or elite status. That would give you the most value. But keep in mind that...More

Southwest Rapid Rewards Premier Business Credit Card gives a great sign-up bonus. And with the yearly anniversary bonus, the annual fee is easily justified. It's best if you can spend enough to get the Companion Pass and/or elite status. That would give you the most value. But keep in mind that you would need to be a pretty big spender in order to reach the total points needed. Think about if your business can realistically do that.

Read full review

Less

Bank Deal Guy

Offers quite a hefty sign-up bonus

from Bank Deal Guy

For business owners who travel often, the Southwest Rapid Rewards Premier Business Credit Card can be another ideal card that can be add into their wallets for use.

Read full review

For business owners who travel often, the Southwest Rapid Rewards Premier Business Credit Card can be another ideal card that can be add into their wallets for use.

Read full review

Less

Bankrate

Your savings will soar with this card’s point-earning potential

from Bankrate

If you live in a city served by Southwest Airlines, the Southwest Rapid Rewards Premier Business Credit Card can help you rapidly earn rewards towards flights. This card is the big brother card to the Southwest Rapid Rewards Plus Business Credit Card with the same sign-up bonus and rewards struct...More

If you live in a city served by Southwest Airlines, the Southwest Rapid Rewards Premier Business Credit Card can help you rapidly earn rewards towards flights. This card is the big brother card to the Southwest Rapid Rewards Plus Business Credit Card with the same sign-up bonus and rewards structure but with some extras at a slightly higher ownership cost.

Read full review

Less

RewardExpert

Great card to rack up points if you fly a lot on Southwest

from RewardExpert

The Southwest Rapid Rewards Premier Business credit card from Chase offers a serious 60,000 points sign-up bonus. Since Southwest flights are incredibly flexible and Rapid Rewards points are worth at least 1.58 cents each, this sign-up bonus is valued at about $750.

Read full review

The Southwest Rapid Rewards Premier Business credit card from Chase offers a serious 60,000 points sign-up bonus. Since Southwest flights are incredibly flexible and Rapid Rewards points are worth at least 1.58 cents each, this sign-up bonus is valued at about $750.

Read full review

Less

ValuePenguin

A good business credit card if you are looking to save on Southwest Airlines flights

from ValuePenguin

 The Southwest Rapid Rewards® Premier Business Credit Card is a good card for people who want help qualifying for the Companion Pass or want to earn elite tier qualifying points.

Read full review

 The Southwest Rapid Rewards® Premier Business Credit Card is a good card for people who want help qualifying for the Companion Pass or want to earn elite tier qualifying points.

Read full review

Less

CardsBull

Nothing really stands out

Great only because Southwest is an excellent airline. On the down side, this credit card doesn’t offer anything in particular that makes it worth the fee.

Read full review

Great only because Southwest is an excellent airline. On the down side, this credit card doesn’t offer anything in particular that makes it worth the fee.

Read full review

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Money Crashers

A no-nonsense product that’s ideal for frequent Southwest business fliers

from Money Crashers

The Southwest Airlines Rapid Rewards Premier Business Card is not the most luxurious business travel card around. If you’re okay with practical benefits, such as Rapid Rewards Premier Business’s lack of change fees and free checked bags, this card should suit you fine.

Read full review

The Southwest Airlines Rapid Rewards Premier Business Card is not the most luxurious business travel card around. If you’re okay with practical benefits, such as Rapid Rewards Premier Business’s lack of change fees and free checked bags, this card should suit you fine.

Read full review

Less

User Reviews


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